87. Enumerate the personal defenses to a negotiable instrument.
88. Define consideration.
89. Must consideration be stated in a negotiable instrument?
90. What kind of drafts must be presented for acceptance?
91. How are drafts presented for acceptance?
92. What must a holder do if a draft is dishonored?
93. Define protest.
94. When must negotiable instruments be paid?
95. What are days of grace?
96. Do most jurisdictions recognize days of grace at the present time?