There was not a bit of furniture in the room on which Charley had not speculated till speculation could go no further; the old escritoire or secrétaire which Mr. M'Ruen always opened the moment he came into the room; the rickety Pembroke table, covered with dirty papers which stood in the middle of it; the horsehair-bottomed chairs, on which Charley declined to sit down, unless he had on his thickest winter trousers, so perpendicular had become some atoms on the surface, which, when new, had no doubt been horizontal; the ornaments (!) on the chimney, broken bits of filthy crockery, full of wisps of paper, with a china duck without a tail, and a dog to correspond without a head; the pictures against the wall, with their tarnished dingy frames and cracked glasses, representing three of the Seasons; how the fourth had gone before its time to its final bourne by an unhappy chance, Mr. M'Ruen had once explained to Charley, while endeavouring to make his young customer take the other three as a good value for £7 10s. in arranging a little transaction, the total amount of which did not exceed £15.
In that instance, however, Charley, who had already dabbled somewhat deeply in dressing-cases, utterly refused to trade in the articles produced.
Charley stood with his back to the dog and duck, facing Winter, with Spring on his right and Autumn on his left; it was well that Summer was gone, no summer could have shed light on that miserable chamber. He knew that he would have to wait, and was not therefore impatient, and at the end of fifteen minutes Mr. M'Ruen shuffled into the room in his slippers.
He was a little man, with thin grey hair, which stood upright from his narrow head—what his age might have been it was impossible to guess; he was wizened, and dry, and grey, but still active enough on his legs when he had exchanged his slippers for his shoes; and as keen in all his senses as though years could never tell upon him.
He always wore round his neck a stiff-starched deep white handkerchief, not fastened with a bow in front, the ends being tucked in so as to be invisible. This cravat not only covered his throat but his chin also, so that his head seemed to grow forth from it without the aid of any neck; and he had a trick of turning his face round within it, an inch or two to the right or to the left, in a manner which seemed to indicate that his cranium was loose and might be removed at pleasure.
He shuffled into the room where Charley was standing with little short quick steps, and putting out his hand, just touched that of his customer, by way of going through the usual process of greeting.
Some short statement must be made of Charley's money dealings with Mr. M'Ruen up to this period. About two years back a tailor had an over-due bill of his for £20, of which he was unable to obtain payment, and being unwilling to go to law, or perhaps being himself in Mr. M'Ruen's power, he passed this bill to that worthy gentleman—what amount of consideration he got for it, it matters not now to inquire; Mr. M'Ruen very shortly afterwards presented himself at the Internal Navigation, and introduced himself to our hero. He did this with none of the overbearing harshness of the ordinary dun, or the short caustic decision of a creditor determined to resort to the utmost severity of the law. He turned his head about and smiled, and just showed the end of the bill peeping out from among a parcel of others, begged Mr. Tudor to be punctual, he would only ask him to be punctual, and would in such case do anything for him, and ended his visit by making an appointment to meet Charley in the little street behind Mecklenburg Square. Charley kept his appointment, and came away from Mr. M'Ruen's with a well-contented mind. He had, it is true, left £5 behind him, and had also left the bill, still entire; but he had obtained a promise of unlimited assistance from the good-natured gentleman, and had also received instructions how he was to get a brother clerk to draw a bill, how he was to accept it himself, and how his patron was to discount it for him, paying him real gold out of the Bank of England in exchange for his worthless signature.
Charley stepped lighter on the ground as he left Mr. M'Ruen's house on that eventful morning than he had done for many a day. There was something delightful in the feeling that he could make money of his name in this way, as great bankers do of theirs, by putting it at the bottom of a scrap of paper. He experienced a sort of pride too in having achieved so respectable a position in the race of ruin which he was running, as to have dealings with a bill-discounter. He felt that he was putting himself on a par with great men, and rising above the low level of the infernal navvies. Mr. M'Ruen had pulled the bill out of a heap of bills which he always carried in his huge pocket-book, and showed to Charley the name of an impoverished Irish peer on the back of it; and the sight of that name had made Charley quite in love with rum. He already felt that he was almost hand-and-glove with Lord Mount-Coffeehouse; for it was a descendant of the nobleman so celebrated in song. 'Only be punctual, Mr. Tudor; only be punctual, and I will do anything for you,' Mr. M'Ruen had said, as Charley left the house. Charley, however, never had been punctual, and yet his dealings with Mr. M'Ruen had gone on from that day to this. What absolute money he had ever received into his hand he could not now have said, but it was very little, probably not amounting in all to £50. Yet he had already paid during the two years more than double that sum to this sharp-clawed vulture, and still owed him the amounts of more bills than he could number. Indeed he had kept no account of these double-fanged little documents; he had signed them whenever told to do so, and had even been so preposterously foolish as to sign them in blank. All he knew was that at the beginning of every quarter Mr. M'Ruen got nearly the half of his little modicum of salary, and that towards the middle of it he usually contrived to obtain an advance of some small, some very small sum, and that when doing so he always put his hand to a fresh bit of paper.
He was beginning to be heartily sick of the bill-discounter. His intimacy with the lord had not yet commenced, nor had he experienced any of the delights which he had expected to accrue to him from the higher tone of extravagance in which he entered when he made Mr. M'Ruen's acquaintance. And then the horrid fatal waste of time which he incurred in pursuit of the few pounds which he occasionally obtained, filled even his heart with a sort of despair. Morning after morning he would wait in that hated room; and then day after day, at two o'clock, he would attend the usurer's city haunt—and generally all in vain. The patience of Mr. Snape was giving way, and the discipline even of the Internal Navigation felt itself outraged.
And now Charley stood once more in that dingy little front parlour in which he had never yet seen a fire, and once more Mr. Jabesh M'Ruen shuffled into the room in his big cravat and dirty loose slippers.