You enter the 'Banks of Jordan' by two folding doors in a corner of a very narrow alley behind the Exchange. As you go in, you observe on your left a little glass partition, something like a large cage, inside which, in a bar, are four or five untempting-looking bottles; and also inside the cage, on a chair, is to be seen a quiet-looking female, who is invariably engaged in the manufacture of some white article of inward clothing. Anything less like the flashy-dressed bar-maidens of the western gin palaces it would be difficult to imagine. To this encaged sempstress no one ever speaks unless it be to give a rare order for a mutton chop or pint of stout. And even for this she hardly stays her sewing for a moment, but touches a small bell, and the ancient waiter, who never shows himself but when called for, and who is the only other inhabitant of the place ever visible, receives the order from her through an open pane in the cage as quietly as she received it from her customer.

The floor of the single square room of the establishment is sanded, and the tables are ranged round the walls, each table being fixed to the floor, and placed within wooden partitions, by which the occupier is screened from any inquiring eyes on either side.

Such was Mr. Jabesh M'Ruen's house-of-call in the city, and of many a mutton chop and many a pint of stout had Charley partaken there while waiting for the man of money. To him it seemed to be inexcusable to sit down in a public inn and call for nothing; he perceived, however, that the large majority of the frequenters of the 'Banks of Jordan' so conducted themselves.

He was sufficiently accustomed to the place to know how to give his orders without troubling that diligent barmaid, and had done so about ten minutes when Jabesh, more punctual than usual, entered the place. This Charley regarded as a promising sign of forthcoming cash. It very frequently happened that he waited there an hour, and that after all Jabesh would not come; and then the morning visit to Mecklenburg Square had to be made again; and so poor Charley's time, or rather the time of his poor office, was cut up, wasted, and destroyed.

'A mutton chop!' said Mr. M'Ruen, looking at Charley's banquet. 'A very nice thing indeed in the middle of the day. I don't mind if I have one myself,' and so Charley had to order another chop and more stout.

'They have very nice sherry here, excellent sherry,' said M'Ruen. 'The best, I think, in the city—that's why I come here.'

'Upon my honour, Mr. M'Ruen, I shan't have money to pay for it until I get some from you,' said Charley, as he called for a pint of sherry.

'Never mind, John, never mind the sherry to-day,' said M'Ruen. 'Mr. Tudor is very kind, but I'll take beer;' and the little man gave a laugh and twisted his head, and ate his chop and drank his stout, as though he found that both were very good indeed. When he had finished, Charley paid the bill and discovered that he was left with ninepence in his pocket.

And then he produced the bill stamp. 'Waiter,' said he, 'pen and ink,' and the waiter brought pen and ink.

'Not to-day,' said Jabesh, wiping his mouth with the table-cloth. 'Not to-day, Mr. Tudor—I really haven't time to go into it to-day—and I haven't brought the other bills with me; I quite forgot to bring the other bills with me, and I can do nothing without them,' and Mr. M'Ruen got up to go.