'What are the three per cents?' said Katie.
'The three per cents is a way in which people get some of their money to spend regularly, when they have got a large sum locked up somewhere,' said Linda.
'Oh!' said Katie.
'Will you hold your tongue, miss?' said Mrs. Woodward.
"Left £3,000 in the three per cents to her nephew. But she left it on these conditions, that he should be married before he was twenty-five, and that he should have a child lawfully born in the bonds of wedlock before he was twenty-six. And then the will went on to state that the interest of the money should accumulate till Macassar had attained the latter age; and that in the event of his having failed to comply with the conditions and stipulations above named, the whole money, principal and interest, should be set aside, and by no means given up to the said Macassar, but applied to the uses, purposes, and convenience of that excellent charitable institution, denominated the Princess Charlotte's Lying-in Hospital.
"Now the nature of this will had been told in confidence by Macassar to some of his brother clerks, and was consequently well known at the Episcopal Audit Board. It had given rise there to a spirit of speculation against which the senior clerk had protested in vain. Bets were made, some in favour of Macassar, and some in that of the hospital; but of late the odds were going much against our hero. It was well known that in three short months he would attain that disastrous age, which, if it found him a bachelor, would find him also denuded of his legacy. And then how short a margin remained for the second event! The odds were daily rising against Macassar, and as he heard the bets offered and taken at the surrounding desks, his heart quailed within him.
"And the lovely Crinoline, she also had heard of this eccentric will; she and her mother. £3,000 with interest arising for some half score of years would make a settlement by no means despicable in Tavistock Square, and would enable Macassar to maintain a house over which even Crinoline need not be ashamed to preside. But what if the legacy should be lost! She also knew to a day what was the age of her swain; she knew how close upon her was that day, which, if she passed it unwedded, would see her resolved to be deaf for ever to the vows of Macassar. Still, if she managed well, there might be time—at any rate for the marriage.
"But, alas! Macassar made no vows; none at least which the most attentive ear could consider to be audible. Crinoline's ear was attentive, but hitherto in vain. He would come there daily to Tavistock Square; daily would that true and valiant page lay open the path to his mistress's feet; daily would Macassar sit there for a while and sigh. But the envious hour would pass away, while the wished-for word was still unsaid; and he would hurry back, and complete with figures, too often erroneous, the audit of some diocesan balance.
"'You must help him, my dear,' said Crinoline's mamma.
"'But he says nothing, mamma,' said Crinoline in tears.