If you get to be a book-keeper in any counting-house or public institution, remember that you are in a position of trust and responsibility. When you make errors do not erase the error; draw faint red or black lines through it and write correct characters over the error. Do not hide your errors of any kind. Do not misstate anything in language or figures. Everybody makes errors at some time or other, but everybody does not admit and apologize for them. The honest man is he who does admit and apologize, and does so without waiting to be detected.

There have been of late some deplorable instances of betrayal of trust in our city. I may as well call it by its right name, stealing. The culprits are now suffering in prison the penalty for their crimes. While I am speaking to you there are men, young and not young, in our city who are now stealing, and who are falsifying their books in the vain hope that it may be kept secret; who are dreading the day when they will be caught; who cannot afford to take a holiday; who cannot afford to be sick, lest absence for a single day may disclose their guilt. What a horrible state of mind! They will go to their desks or their offices to-morrow morning, not knowing but it may be their last day in that place.

And the day will come, most surely, when you will be tempted as these wretched ones have been tempted. In what shape the temptation may come, or when, no human being knows. The suggestion will be made, that by the use of a little money you may make a good deal; that the venture is perfectly safe; some one tells you so, and points to this one or that one who has tried it and made money. It is only a little thing; you can’t lose much; you may make enough to pay for the cost of your summer holiday, or for your cigar bill, or your beer bill; or you will be able to smoke better cigars or drink better beer, or buy a gold watch, or a diamond ring, or anything else; you can’t lose much. You have no money of your own, it is true, but what is needed will not be missed if you take it out of the drawer. Shall you do it? No! Let nothing induce you to take the first dollar not your own. It is the first step that counts.

But suppose you don’t care for this warning, or forget it. Suppose the time comes when you find that you have taken something that was not yours, and that it is lost, and that you cannot repay it, what then? Why, go at once to your employer; tell him the whole story; keep back nothing; throw yourself upon his mercy, and ask forgiveness. Better now than later. You will assuredly be caught. There is no possibility of continuous concealment. Tell it now before you are detected, and, if you must be disgraced, the sooner the better.

Am I too earnest about this? Am I saying too much? Oh, boys, young men, if you knew the frightful danger that you may be in some day, the subtle temptations that will beset you, the many instances of weakness about you, the shipwrecks of character, the utter ruin that comes to sisters and to innocent wives and children by the crimes of brothers, husbands and fathers, as we who are older know, you would not wonder that I speak as I do.

Every case of breach of trust, every defalcation, weakens confidence in human character. For every such instance of wrong-doing is a stab at your integrity if you are in a position of trust. Men of the fairest reputation, men who are trusted implicitly by their employers, men who are hedged about by the sacredness of domestic ties, on whom the happiness of helpless wives and innocent children depend, men who claim to be religious, go astray, step by step, little by little; they defraud, steal, lie, try to cover up their tracks, cannot do it long, are caught, tried, convicted, sentenced and imprisoned. Then the question may be asked about you or me: “How do we know that Mr. So-and-So is any better than those who have fallen?” Don’t you see that these culprits are enemies of the public confidence, enemies of society, your enemies and mine?

If the names of those who are now serving out their sentences in the public prisons for stealing, not petty theft, but stealing and defrauding in larger sums, could be published in to-morrow morning’s papers, what a sad record it would be of dishonored names and blighted lives and ruined homes, and how the memory would recall some whom we knew in early youth, the pride of their parents, or the idol of fond wives and lovely children; and we should turn away with sickening horror from the record! But, if there should appear in the same papers the names of those who are now engaged in stealing and defrauding and falsifying entries, who are not yet caught, but who may, before this year is out, be caught and convicted and punished, what a horrible revelation that would be!


I close abruptly, for I cannot keep you longer.

But do not think that it is for your future in this life only that I am concerned. Life does not end here, though it may seem to do so. Our life in this world is a mere beginning of existence. It is the future, the endless life before us, that we should prepare for; and no preparation is worth the name except that of a pure, an upright and honorable life, that depends for its support on the love and the fear of God. You must accept him as your Father, you must honor him and obey him, and so consecrating your young lives to his service, trust him to care for you with his infinite love and care.