“No one can guess,” resumed the father, twirling his thumbs and speaking rather through his nose; “the ups and downs in this mortal sphere of trial, ‘specially in the mercantile community. If ever, when I’m dead and gone, adversity should come upon you, you will gratefully remember that I have given you the best of education, and take care of your little brother and sister, who are both—stupid!”

These doleful words did not make much impression on Arabella, uttered as they were in a handsome drawing-room, opening on the neat-shaven lawn it took three gardeners to shave, with a glittering side-view of those galleries of glass in which strawberries were ripe at Christmas, and cucumbers never failed to fish. Time—went on. Arabella was now twenty-three—a very fine girl, with a decided manner—much occupied by her music, her drawing, her books, and her fancies. Fancies—for, like most girls with very active heads and idle hearts, she had a vague yearning for some excitement beyond the monotonous routine of a young lady’s life; and the latent force of her nature inclined her to admire whatever was out of the beaten track—whatever was wild and daring. She had received two or three offers from young gentlemen in the same mercantile community as that which surrounded her father in this sphere of trial. But they did not please her; and she believed her father when he said that they only courted her under the idea that he would come down with something handsome; “whereas,” said the merchant, “I hope you will marry an honest man, who will like you for yourself; and wait for your fortune till my will is read. As King William says to his son, in the History of England, ‘I don’t mean to strip till I go to bed.’”

One night, at a ball in Clapham, Arabella saw the man who was destined to exercise so baleful an influence over her existence. Jasper Losely had been brought to this ball by a young fellow-clerk in the same commercial house as himself; and then in all the bloom of that conspicuous beauty, to which the miniature Arabella had placed before his eyes so many years afterwards did but feeble justice, it may well be conceived that he concentred on himself the admiring gaze of the assembly. Jasper was younger than Arabella; but, what with the height of his stature and the self-confidence of his air, he looked four or five and twenty. Certainly, in so far as the distance from childhood may be estimated by the loss of innocence, Jasper might have been any age! He was told that old Fossett’s daughter would have a very fine fortune; that she was a strong-minded young lady, who governed her father, and would choose for herself; and accordingly he devoted himself to Arabella the whole of the evening. The effect produced on the mind of this ill-fated woman by her dazzling admirer was as sudden as it proved to be lasting. There was a strange charm in the very contrast between his rattling audacity and the bashful formalities of the swains who had hitherto wooed her as if she frightened them. Even his good looks fascinated her less than that vital energy and power about the lawless brute, which to her seemed the elements of heroic character, though but the attributes of riotous spirits, magnificent formation, flattered vanity, and imperious egotism. She was a bird gazing spell-bound on a gay young boa-constrictor, darting from bough to bough, sunning its brilliant hues, and showing off all its beauty, just before it takes the bird for its breakfast.

When they parted that night, their intimacy had so far advanced that arrangements had been made for its continuance. Arabella had an instinctive foreboding that her father would be less charmed than herself with Jasper Losely; that, if Jasper were presented to him, he would possibly forbid her farther acquaintance with a young clerk, however superb his outward appearance. She took the first false step. She had a maiden aunt by the mother’s side, who lived in Bloomsbury, gave and went to small parties, to which Jasper could easily get introduced. She arranged to pay a visit for some weeks to this aunt, who was then very civil to her, accepting with marked kindness seasonable presents of strawberries, pines, spring chickens, and so forth, and offering in turn, whenever it was convenient, a spare room, and whatever amusement a round of small parties, and the innocent flirtations incidental thereto, could bestow. Arabella said nothing to her father about Jasper Losely, and to her aunt’s she went. Arabella saw Jasper very often; they became engaged to each other, exchanged vows and love-tokens, locks of hair, &c. Jasper, already much troubled by duns, became naturally ardent to insure his felicity and Arabella’s supposed fortune. Arabella at last summoned courage, and spoke to her father. To her delighted surprise, Mr. Fossett, after some moralising, more on the uncertainty of life in general than her clandestine proceedings in particular, agreed to see Mr. Jasper Losely, and asked him down to dinner. After dinner, over ‘a bottle of Lafitte, in an exceedingly plain but exceedingly weighty silver jug, which made Jasper’s mouth water (I mean the jug), Mr. Fossett, commencing with that somewhat coarse though royal saying of William the Conqueror, with which he had before edified his daughter, assured Jasper that he gave his full consent to the young gentleman’s nuptials with Arabella, provided Jasper or his relations would maintain her in a plain respectable way, and wait for her fortune till his (Fossett’s) will was read. What that fortune would be, Mr. Fossett declined even to hint. Jasper went away very much cooled. Still the engagement remained in force; the nuptials were tacitly deferred. Jasper and his relations maintain a wife! Preposterous idea! It would take a clan of relations and a Zenana of wives to maintain in that state to which he deemed himself entitled—Jasper himself! But just as he was meditating the possibility of a compromise with old Fossett, by which he would agree to wait till the will was read for contingent advantages, provided Fossett, in his turn, would agree in the mean while to afford lodging and board, with a trifle for pocket-money, to Arabella and himself, in the Clapham villa, which, though not partial to rural scenery, Jasper preferred, on the whole, to a second floor in the City,—old Fossett fell ill, took to his bed; was unable to attend to his business, some one else attended to it; and the consequence was, that the house stopped payment, and was discovered to have been insolvent for the last ten years. Not a discreditable bankruptcy. There might perhaps be seven shillings in the pound ultimately paid, and not more than forty families irretrievably ruined. Old Fossett, safe in his bed, bore the affliction with philosophical composure; observed to Arabella that he had always warned her of the ups and downs in this sphere of trial; referred again with pride to her first-rate education; commended again to her care Tom and Biddy; and, declaring that he died in charity with all men, resigned himself to the last slumber.

Arabella at first sought a refuge with her maiden aunt. But that lady, though not hit in pocket by her brother-in-law’s failure, was more vehement against his memory than his most injured creditor—not only that she deemed herself unjustly defrauded of the pines, strawberries, and spring chickens, by which she had been enabled to give small parties at small cost, though with ample show, but that she was robbed of the consequence she had hitherto derived from the supposed expectations of her niece. In short, her welcome was so hostile, and her condolences so cutting, that Arabella quitted her door with a solemn determination never again to enter it.

And now the nobler qualities of the bankrupt’s daughter rose at once into play. Left penniless, she resolved by her own exertions to support and to rear her young brother and sister. The great school to which she had been the ornament willingly received her as a teacher, until some more advantageous place in a private family, and with a salary worthy of her talents and accomplishments, could be found.

Her intercourse with Jasper became necessarily suspended. She had the generosity to write, offering to release him from his engagement. Jasper considered himself fully released without that letter; but he deemed it neither gallant nor discreet to say so. Arabella might obtain a situation with larger salary than she could possibly need, the superfluities whereof Jasper might undertake to invest. Her aunt had evidently something to leave, though she might have nothing to give. In fine, Arabella, if not rich enough for a wife, might be often rich enough for a friend at need; and so long as he was engaged to her for life, it must be not more her pleasure than her duty to assist him to live. Besides, independently of these prudential though not ardent motives for declaring unalterable fidelity to troth, Jasper at that time really did entertain what he called love for the handsome young woman—flattered that one of attainments so superior to all the girls he had ever known should be so proud even less of his affection for her than her own affection for himself. Thus the engagement lasted—interviews none—letters frequent. Arabella worked hard, looking to the future; Jasper worked as little as possible, and was very much bored by the present.

Unhappily, as it turned out, so great a sympathy, not only amongst the teachers, but amongst her old schoolfellows, was felt for Arabella’s reverse; her character for steadiness, as well as talent, stood so high, and there was something so creditable in her resolution to maintain her orphan brother and sister, that an effort was made to procure her a livelihood much more lucrative, and more independent, than she could obtain either in a school or a family. Why not take a small house of her own, live there with her fellow-orphans, and give lessons out by the hour? Several families at once agreed so to engage her, and an income adequate to all her wants was assured. Arabella adopted this plan. She took the house; Bridget Greggs, the nurse of her infancy, became her servant, and soon to that house, stealthily in the shades of evening, glided Jasper Losely. She could not struggle against his influence—had not the heart to refuse his visits—he was so poor—in such scrapes—and professed himself to be so unhappy. There now became some one else to toil for, besides the little brother and sister. But what were Arabella’s gains to a man who already gambled? New afflictions smote her. A contagious fever broke out in the neighborhood; her little brother caught it; her little sister sickened the next day; in less than a week two small coffins were borne from her door by the Black Horses—borne to that plot of sunny turf in the pretty suburban cemetery, bought with the last earnings made for the little ones by the mother-like sister:—Motherless lone survivor! what! no friend on earth, no soother but that direful Jasper! Alas! the truly dangerous Venus is not that Erycina round whom circle Jest and Laughter. Sorrow, and that sense of solitude which makes us welcome a footstep as a child left in the haunting dark welcomes the entrance of light, weaken the outworks of female virtue more than all the vain levities of mirth, or the flatteries which follow the path of Beauty through the crowd. Alas, and alas! let the tale hurry on!

Jasper Losely has still more solemnly sworn to marry his adored Arabella. But when? When they are rich enough. She feels as if her spirit was gone—as if she could work no more. She was no weak commonplace girl, whom love can console for shame. She had been rigidly brought up; her sense of female rectitude was keen; her remorse was noiseless, but it was stern. Harassments of a more vulgar nature beset her: she had forestalled her sources of income; she had contracted debts for Jasper’s sake;—in vain: her purse was emptied, yet his no fuller. His creditors pressed him; he told her that he must hide. One winter’s day he thus departed; she saw him no more for a year. She heard, a few days after he left her, of his father’s crime and committal. Jasper was sent abroad by his maternal uncle, at his father’s prayer; sent to a commercial house in France, in which the uncle obtained him a situation. In fact, the young man had been despatched to France under another name, in order to save him from the obloquy which his father had brought upon his own.

Soon came William Losely’s trial and sentence. Arabella felt the disgrace acutely—felt how it would affect the audacious insolent Jasper; did not wonder that he forbore to write to her. She conceived him bowed by shame, but she was buoyed up by her conviction that they should meet again. For good or for ill, she held herself bound to him for life. But meanwhile the debts she had incurred on his account came upon her. She was forced to dispose of her house; and at this time Mrs. Lyndsay, looking out for some first-rate superior governess for Matilda Darrell, was urged by all means to try and secure for that post Arabella Fossett. The highest testimonials from the school at which she had been reared, from the most eminent professional masters, from the families at which she had recently taught, being all brought to bear upon Mr. Darrell, he authorised Mrs. Lyndsay to propose such a salary as could not fail to secure a teacher of such rare qualifications. And thus Arabella became governess to Miss Darrell.