(1) Economic Causes. Defective industrial organization and economic evils of various sorts are thought by many persons to be the main productive causes of poverty and dependence in modern society, and there can be no doubt that a very large per cent of poverty may be traced directly to economic evils. This is shown by the fact that in the schedules of all charity organization societies "lack of employment" figures as the first or second most conspicuous cause of distress in the cases with which such societies deal. It is usually estimated that from twenty to forty per cent of all such cases of dependence may be attributed to lack of employment, not due to the employee. It is well known that in periods of industrial depression the number of applicants for aid in our large cities increases enormously, and local strikes and lockouts frequently have the same effect. Again, changes in methods of production through the introduction of new machinery frequently displace large numbers of workingmen, who, on account of age or other reasons, fail to get employment along new lines. Changes in trade brought about through changes in fashions have to some extent at least a similar effect. Again, fluctuations in the value of money may undoubtedly depress a debtor class to the point of dependence. Unwise methods of taxation, such as levying heavy taxes on the necessaries of life, produce a great deal of poverty and economic distress. Systems of land tenure such as prevail in England and even to some extent in the United States, may also be another economic cause of poverty. The free land which has up to the present time existed in this country has been a great aid against poverty. The employment of women and children in factories is another cause of poverty which needs to be mentioned under this head. As we have already seen, this breaks up the home, and in the case of the employment of children stops the development of the child. Still another economic cause of poverty is unhealthful and dangerous occupations. The disease-begetting occupations in modern industry are very numerous, such as hat making, glass blowing, the grinding of tools, and the like—any work in which there is a great deal of dust. Among dangerous occupations must also be included those in which there are numerous accidents, such as mining and railway occupations. The accidents in mines and on railways in the United States each year cause as many deaths and serious injuries as have often resulted in many a petty war. Thus, on the railways of the United States in 1904 there was a total of 10,046 persons killed and 84,155 injured, about three fourths of those injured being employees,—one employee being killed in every three hundred and fifty-seven and one injured in every seventeen. While it is improbable that our great industries can be carried on without some sacrifice of health and life, it seems reasonable to believe that the number of those who are sacrificed at present is far greater than is necessary, and that reasonable precautions in industry might greatly increase the healthfulness of the occupations and diminish the number of accidents to employees.
On the whole, it is probable that these economic causes of poverty figure in from 50 to 80 per cent of all cases, not operating alone, to be sure, but often in connection with faults of character or physical or mental defects in the individual; for it is always to be remembered in discussing the causes of poverty that one never finds a case which can be fairly attributed to a single cause. The complexity of causes operating in the case of a single dependent family frequently makes it impossible for any one to say with certainty what is the chief and what are the contributing causes. Oftentimes what appears to be the chief cause, such as lack of employment, has back of it defects in individual character which are not apparent to the investigator. Researches along this line have shown that the number of cases of distress which may be attributed to lack of employment, for example, may be very greatly reduced when all individual defects are taken into consideration. This, however, is not an argument for regarding the economic causes of poverty as any less important than has been indicated.
(2) Unsanitary conditions of living are frequent causes of poverty. Among these unsanitary conditions may be mentioned especially the housing of the poor. The housing of the poor in badly ventilated, poorly lighted, and unsanitary dwellings greatly increases sickness and death and undoubtedly contributes greatly to their economic depression. Thus in New York city in the first ward, where there is only one house on each lot, the death rate is 29 per 1000 of the population, but where rear tenements have been erected it is 62 per 1000 of the population. The importance of public sanitation, and especially of the prevention of overcrowding and the securing of properly lighted and ventilated dwellings for the people, is so great that we need not enlarge upon it.
(3) Defects in our educational system are certainly productive of poverty. Ignorant and illiterate persons are much more liable to become dependent. In particular the lack of industrial training in our public schools is a prolific cause of dependence in our complex industrial civilization.
(4) Defects in government, permitting corruption on the one hand, or failing to check economic or sanitary evils on the other hand, are manifest causes of poverty. Indeed, inasmuch as government exists to regulate the whole social order, wherever it fails to perform this work properly some economic distress must ensue.
(5) Corruption in social institutions and customs is certainly a cause of poverty: such, for example, is the custom of social drinking, and such also the unwise and indiscriminate charity which has so often existed in the past.
(6) Unrestricted immigration, especially in our Eastern states and cities, is, as we have already seen, a prolific cause of dependence.
The Subjective Causes of Poverty are the causes within the individual. Among these must be enumerated: (1) Physical and mental defects of all sorts, especially those arising from sickness and accidents. Sickness causing temporary or permanent disability figures in from 25 to 40 per cent of all cases applying for relief in our large cities. Probably it is the most common and most important single cause of poverty with which charity workers have to deal. Back of sickness, however, are often remote causes in the environment or in personal character. We have already spoken of accident as a cause of poverty in connection with dangerous occupations. It is only necessary to add that good authorities estimate that there are over 1,000,000 serious accidents in the United States every year, in order to see that disabilities resulting from accident are prolific as causes of poverty, especially in our large industrial centers. The physical and mental defects which manifest themselves in the defective classes proper, such as the feeble-minded, the insane, the epileptics, the deaf-mutes, and the blind, do not need to be dwelt upon as causes of dependence.
(2) Next after sickness in the list of subjective causes of poverty comes intemperance. While the effect of intemperance in producing poverty has often been exaggerated, there can be no doubt that intemperance is one of the most important causes with which we have to deal. Back of intemperance, of course, may often be again causes in the social environment, or other remote causes, but these do not detract from the fact that practically one fourth of all the cases of distress with which charity organization societies have to deal are attributable, more or less, to intemperance. The Committee of Fifty who investigated this subject found that, in thirty-three cities, out of thirty thousand cases dependence was due to personal intemperance in 18.46 per cent, and due to the intemperance of others in 9.36 per cent, making a total of 27.82 per cent of cases in which intemperance can be traced as a cause of poverty. Other investigations conducted in American cities give substantially the same results, although certain other investigations in English cities give higher percentages. It is noteworthy also that in an investigation conducted by the Massachusetts Bureau of Labor 39 per cent of the cases of poverty were attributed directly or indirectly to drink. Again the Committee of Fifty found that in the case of alms-house paupers a considerably higher per cent owed their condition to the influence of drink either directly or indirectly, the percentage being 41.55.
(3) Sexual vice is undoubtedly a prolific cause of poverty, although it is very hard to trace concretely in the study of specific cases. Dr. Dugdale, however, in his study of the Jukes family places sexual vice even ahead of intemperance as a cause of their degradation, and other similar studies of similar families have reached substantially the same results.