No one then, however, would have dared to predict that the value of trade in 1887 would be, as it was, $1,103,000,000. Nor could any one have believed that the population of 100,000 would reach in 1887 nearly 800,000 (estimated 782,644), likely to reach in 1888, with the annexation of contiguous villages that have become physically a part of the city, the amount of 900,000. Growing at its usual rate for several years past, the city is certain in a couple of years to count its million of people. And there is not probably anywhere congregated a more active and aggressive million, with so great a proportion of young, ambitious blood. Other figures keep pace with those of trade and population. I will mention only one or two of them here. The national banks, in 1887, had a capital of $15,800,000, in which the deposits were $80,473,740, the loans and discounts $63,113,821, the surplus and profits $6,320,559. The First National is, I believe, the second or third largest banking house in the country, having a deposit account of over twenty-two millions. The figures given only include the national banks; add to these the private banks, and the deposits of Chicago in 1887 were $105,307,000. The aggregate bank clearings of the city were $2,969,216,210.00, an increase of 14 per cent, over 1880. It should be noted that there were only twenty-one banks in the clearing house (with an aggregate capital and surplus of $28,514,000), and that the fewer the banks the smaller the total clearings will be. The aggregate Board of Trade clearings for 1887 were $78,179,809. In the year 1880 Chicago imported merchandise entered for consumption to the value of $11,574,449, and paid $4,349,237 duties on it. I did not intend to go into statistics, but these and a few other figures will give some idea of the volume of business in this new city. I found on inquiry that—owing to legislation that need not be gone into—there are few savings-banks, and the visible savings of labor cut a small figure in this way. The explanation is that there are several important loan and building associations. Money is received on deposit in small amounts, and loaned at a good rate of interest to those wishing to build or buy houses, the latter paying in small instalments. The result is that these loan institutions have been very profitable to those who have put money in them, and that the laborers who have borrowed to build have also been benefited by putting all their savings into houses. I believe there is no other large city, except Philadelphia perhaps, where so large a proportion of the inhabitants own the houses they live in. There is no better prevention of the spread of anarchical notions and communist foolishness than this.
It is an item of interest that the wholesale drygoods jobbing establishments increased their business in 1887 12 1/2 per cent, over 1886. Five houses have a capital of $9,000,000, and the sales in 1887 were nearly $74,000,000. And it is worth special mention that one man in Chicago, Marshall Field, is the largest wholesale and retail dry-goods merchant in the world. In his retail shop and wholesale store there are 3000 employes on the pay-roll. As to being first in his specialty, the same may be said of Philip D. Armour, who not only distances all rivals in the world as a packer, but no doubt also as a merchant of such products as the hog contributes to the support of life. His sales in one year have been over $51,000,000. The city has also the distinction of having among its citizens Henry W. King, the largest dealer, in establishments here and elsewhere, in clothing in the world.
In nothing has the growth of Chicago been more marked in the past five years than in manufactures. I cannot go into the details of all the products, but the totals of manufacture for 1887 were, in 2396 firms, $113,960,000 capital employed, 134,615 workers, $74,567,000 paid in wages, and the value of the product was $403,109,500—an increase of product over 1886 of about 15 1/2 per cent. A surprising item in this is the book and publishing business. The increase of sales of books in 1887 over 1886 was 20 per cent. The wholesale sales for 1887 are estimated at $10,000,000. It is now claimed that as a book-publishing centre Chicago ranks second only to New York, and that in the issue of subscription-books it does more business than New York, Boston, and Philadelphia combined. In regard to musical instruments the statement is not less surprising. In 1887 the sales of pianos amounted to about $2,600,000—a gain of $300,000 over 1886. My authority for this, and for some, but not all, of the other figures given, is the Tribune, which says that Chicago is not only the largest reed-organ market in the world, but that more organs are manufactured here than in any other city in Europe or America. The sales for 1887 were $2,000,000—an increase over 1880 of $500,000. There were $1,000,000 worth of small musical instruments sold, and of sheet music and music-books a total of $450,000. This speaks well for the cultivation of musical taste in the West, especially as there was a marked improvement in the class of the music bought.
The product of the iron manufactures in 1887, including rolling-mills ($23,952,000) and founderies ($10,000,000), was $61,187,000 against $46,790,000 in 1886, and the wages paid in iron and steel work was $14,899,000. In 1887 there were erected 4833 buildings, at a reported cost of $19,778,100—a few more build-’ ings, but yet at nearly two millions less cost, than in 1886. A couple of items interested me: that Chicago made in 1887 $900,000 worth of toys and $500,000 worth of perfumes. The soap-makers waged a gallant but entirely unsuccessful war against the soot and smoke of the town in producing $6,250,000 worth of soap and candles. I do not see it mentioned, but I should think the laundry business in Chicago would be the most profitable one at present.
Without attempting at all to set forth the business of Chicago in detail, a few more figures will help to indicate its volume. At the beginning of 1887 the storage capacity for grain in 29 elevators was 27,025,000 bushels. The total receipts of flour and grain in 1882, ‘3, ‘4, ‘5, and ‘6, in bushels, were respectively, 126,155,483, 164,924,732, 159,561,474, 156,408,228, 151,932,995. In 1887 the receipts in bushels were: flour, 6,873,544; wheat, 21,848,251; corn, 51,578,410; oats, 45,750,842; rye, 852,726; barley, 12,476,547—total, 139,380,320. It is useless to go into details of the meat products, but interesting to know that in 1886 Chicago shipped 310,039,600 pounds of lard and 573,496,012 pounds of dressed beef.
I was surprised at the amount of the lake commerce, the railway traffic (nearly 50,000 miles tributary to the city) making so much more show. In 1882 the tonnage of vessels clearing this port was 4,904,999; in 1880 it was 3,950,762. The report of the Board of Trade for 1886 says the arrivals and clearances, foreign and coastwise, for this port for the year ending June 30th were 22,096, which was 869 more than at the ports of Baltimore, Boston, New Orleans, Philadelphia, Portland and Falmouth, and San Francisco combined; 315 more than at New York, New Orleans, Portland and Falmouth, and San Francisco; and 100 more than at New York, Baltimore, and Portland and Falmouth. It will not be overlooked that this lake commerce is training a race of hardy sailors, who would come to the front in case of a naval war, though they might have to go out on rafts.
In 1888 Chicago is a magnificent city. Although it has been incorporated fifty years, during which period its accession of population has been rapid and steady—hardly checked by the devastating fires of 1871 and 1874—its metropolitan character and appearance is the work of less than fifteen years. There is in history no parallel to this product of a freely acting democracy: not St. Petersburg rising out of the marshes at an imperial edict, nor Berlin, the magic creation of a consolidated empire and a Caesar’s power. The north-side village has become a city of broad streets, running northward to the parks, lined with handsome residences interspersed with stately mansions of most varied and agreeable architecture, marred by very little that is bizarre and pretentious—a region of churches and club-houses and public buildings of importance. The west side, the largest section, and containing more population than the other two divisions combined, stretching out over the prairie to a horizon fringed with villages, expanding in three directions, is more mediocre in buildings, but impressive in its vastness; and the stranger driving out the stately avenue of Washington some four miles to Garfield Park will be astonished by the evidences of wealth and the vigor of the city expansion.
But it is the business portion of the south side that is the miracle of the time, the solid creation of energy and capital since the fire—the square mile containing the Post-office and City Hall, the giant hotels, the opera-houses and theatres, the Board of Trade building, the many-storied offices, the great shops, the clubhouses, the vast retail and wholesale warehouses. This area has the advantage of some other great business centres in having broad streets at right angles, but with all this openness for movement, the throng of passengers and traffic, the intersecting street and cable railways, the loads of freight and the crush of carriages, the life and hurry and excitement are sufficient to satisfy the most eager lover of metropolitan pandemonium. Unfortunately for a clear comprehension of it, the manufactories vomit dense clouds of bituminous coal smoke, which settle in a black mass in this part of the town, so that one can scarcely see across the streets in a damp day, and the huge buildings loom up in the black sky in ghostly dimness. The climate of Chicago, though some ten degrees warmer than the average of its immediately tributary territory, is a harsh one, and in the short winter days the centre of the city is not only black, but damp and chilly. In some of the November and December days I could without any stretch of the imagination fancy myself in London. On a Sunday, when business gives place to amusement and religion, the stately city is seen in all its fine proportions. No other city in the Union can show business warehouses and offices of more architectural nobility. The mind inevitably goes to Florence for comparison with the structures of the Medicean merchant princes. One might name the Pullman Building for offices as an example, and the wholesale warehouse of Marshall Field, the work of that truly original American architect, Richardson, which in massiveness, simplicity of lines, and admirable blending of artistic beauty with adaptability to its purpose, seems to me unrivalled in this country. A few of these buildings are exceptions to the general style of architecture, which is only good of its utilitarian American kind, but they give distinction to the town, and I am sure are prophetic of the concrete form the wealth of the city will take. The visitor is likely to be surprised at the number and size of the structures devoted to offices, and to think, as he sees some of them unfilled, that the business is overdone. At any given moment it may be, but the demand for “offices” is always surprising to those who pay most attention to this subject, and I am told that if the erection of office buildings should cease for a year, the demand would pass beyond the means of satisfying it.
Leaving the business portion of the south side, the city runs in apparently limitless broad avenues southward into suburban villages and a region thickly populated to the Indiana line. The continuous slightly curving lake front of the city is about seven miles, pretty solidly occupied with houses. The Michigan avenue of 1860, with its wooden fronts and cheap boarding-houses, has taken on quite another appearance, and extends its broad way in unbroken lines of fine residences five miles, which will be six miles next summer, when its opening is completed to the entrance of Washington Park. I do not know such another street in the world. In the evening the converging lines of gas lamps offer a prospective of unequalled beauty of its kind. The south parks are reached now by turning either into the Drexel Boulevard or the Grand Boulevard, a magnificent avenue a mile in length, tree-planted, gay with flower-beds in the season, and crowded in the sleighing-time with fast teams and fancy turnouts.
This leads me to speak of another feature of Chicago, which has no rival in this country: I mean the facility for pleasure driving and riding. Michigan avenue from the mouth of the river, the centre of town, is macadamized. It and the other avenues immediately connected with the park system are not included in the city street department, but are under the care of the Commissioners of Parks. No traffic is permitted on them, and consequently they are in superb condition for driving, summer and winter. The whole length of Michigan avenue you will never see a loaded team. These roads—that is, Michigan avenue and the others of the park system, and the park drives—are superb for driving or riding, perfectly made for drainage and permanency, with a top-dressing of pulverized granite. The cost of the Michigan avenue drive was two hundred thousand dollars a mile. The cost of the parks and boulevards in each of the three divisions is met by a tax on the property in that division. The tax is considerable, but the wise liberality of the citizens has done for the town what only royalty usually accomplishes—given it magnificent roads; and if good roads are a criterion of civilization, Chicago must stand very high. But it needed a community with a great deal of daring and confidence in the future to create this park system.