TABLE NO. 1.—NATIONAL BANKS OF THE UNITED STATES _________________________________________________________________________ Percentage of Difference (over or under) | between Deposits and Loans and Discounts. | ________________________________________________________________ \ | Difference between Deposits and Loans and Discounts. (Millions) | | _________________________________________________________ \ | | Percentage "Working Capital" exceeds Loans and Discounts.| | | ____________________________________________________ \ | | | Excess of Capital (Surplus, Undivided Profits, | | | | and Deposits) over Loans and Discounts. (Millions) | | | | _____________________________________________ \ | | | | | LOANS | "WORKING CAPITAL." | | | | | | AND |__________________________| | | | | | DISCOUNTS.| Capital. | | | | | |______ \ | / ___________________| | | | | | | | | Undivided Profits | | | | | | | | | and Surplus, etc. | | | | | YEAR|MONTH.| | | / _____________| | | | | | | | | | Deposits | | | | | | | | | | / ______| | | | | | | | | | |TOTAL.| | | | | ========================================================================== | |—————-In Millions.—————| | | | | 1863|Oct. 5| 5.464| 7.188|0.128| 8.497|15.913|10.347|65.4|+3.031|35.6 ovr| 1864|Jan. 4|10.666|14.740|0.432|19.450|34.622|23.956|69.2|+8.784|45.1 " | 1865|Jan. 2| 166 | 135 | 20 | 183 | 338 | 152 |47.7|+ 17 | 9.2 " | 1866|Jan. 1| 500 | 403 | 71 | 522 | 996 | 496 |49.8|+ 22 | 4.2 " | 1867|Jan. 7| 608 | 420 | 86 | 538 | 1064 | 456 |42.8|- 50 | 8.9 und| 1868|Jan. 6| 616 | 420 | 101 | 534 | 1055 | 439 |41.6|- 82 |15.3 " | 1869|Jan. 4| 644 | 419 | 116 | 568 | 1103 | 559 |46.4|- 76 |13.3 " | 1870|Jan.22| 688 | 426 | 124 | 546 | 1096 | 408 |37.2|- 142 |26 " | 1871|Mch.18| 767 | 444 | 140 | 561 | 1145 | 378 |33. |- 206 |36.7 " | 1872|Feb.27| 839 | 464 | 147 | 593 | 1204 | 365 |30.3|- 246 |41.4 " | *1873|Feb.28| 913 | 484 | 163 | 656 | 1303 | 390 |29.9|- 257 |29.1 " | 1874|Feb.27| 897 | 490 | 173 | 595 | 1258 | 361 |28.6|- 302 |52.4 " | 1875|Mch. 1| 956 | 496 | 182 | 647 | 1325 | 369 |27.8|- 309 |47.7 " | 1876|Mch.10| 950 | 504 | 184 | 620 | 1308 | 358 |27.3|- 330 |53.2 " | 1877|Jan.20| 920 | 493 | 167 | 659 | 1319 | 399 |30.2|- 261 |39.6 " | 1878|Mch.15| 854 | 473 | 165 | 602 | 1240 | 386 |31.1|- 252 |41.8 " | 1879|Jan. 1| 823 | 462 | 153 | 643 | 1258 | 435 |34.5|- 180 |27.9 " | 1880|Feb.21| 974 | 454 | 159 | 848 | 1461 | 487 |33.3|- 126 |14.8 " | 1881|Mch.11| 1073 | 458 | 176 | 933 | 1567 | 494 |31.5|- 140 |15 " | 1882|Mch.11| 1182 | 469 | 191 | 1036 | 1696 | 514 |30.3|- 146 |14 " | 1883|Mch.13| 1249 | 490 | 196 | 1004 | 1690 | 441 |26.1|- 245 |24.4 " | *1884|Mch. 7| 1321 | 515 | 209 | 1046 | 1770 | 449 |25.3|- 275 |26.2 " | 1885|Mch.10| 1232 | 524 | 206 | 996 | 1726 | 494 |28.6|- 236 |23.6 " | 1886|Mch. 1| 1367 | 533 | 212 | 1152 | 1897 | 530 |27.9|- 215 |18.6 " | 1887|Mch. 4| 1515 | 555 | 231 | 1224 | 2010 | 495 |24.6|- 291 |23.7 " | 1888|Feb.14| 1584 | 582 | 246 | 1251 | 2079 | 495 |23.7|- 333 |26.6 " | 1889|Feb.26| 1704 | 596 | 269 | 1354 | 2219 | 515 |23.1|- 350 |25.8 " | *1890|Feb.28| 1844 | 626 | 290 | 1479 | 2395 | 551 |22.2|- 365 |24.6 " | 1891|Feb.26| 1927 | 662 | 316 | 1483 | 2461 | 534 |21.7|- 444 |29.8 " | 1892|Mch. 1| 2044 | 679 | 330 | 1702 | 2711 | 667 |24.6|- 342 |20.1 " | 1893|Mch. 6| 2159 | 688 | 348 | 1751 | 2787 | 627 |22.6|- 408 |23.3 " | 1894|Feb.28| 1872 | 678 | 332 | 1586 | 2596 | 724 |27.9|- 286 |18. " | 1895|Mch. 5| 1965 | 662 | 329 | 1667 | 2658 | 693 |26.2|- 298 |17.8 " | 1896|Feb.28| 1966 | 653 | 334 | 1648 | 2635 | 669 |25.4|- 318 |19.2 " | 1897|Mch. 9| 1898 | 642 | 333 | 1669 | 2644 | 746 |29. |- 229 |13.6 " | 1898|Feb.18| 2152 | 628 | 334 | 1982 | 2944 | 792 |27. |- 170 | 8.5 " | 1899|Feb. 4| 2299 | 608 | 332 | 2232 | 3172 | 873 |27.6|- 67 | 3. " | 1900|Feb.13| 2481 | 613 | 363 | 2481 | 3457 | 976 |28.3|+ | 0. | 1901|Feb. 5| 2814 | 634 | 398 | 2753 | 3785 | 971 |25.7|- 61 | 2.2 " | 1902|Feb.25| 3128 | 667 | 448 | 2982 | 4097 | 969 |23.7|- 146 | 4.9 " | 1903|Feb. 6| 3350 | 731 | 516 | 3159 | 4406 | 1056 |24. |- 191 | 5.6 " | 1904|Jan.22| 3469 | 765 | 562 | 3300 | 4627 | 1158 |25.1|- 169 | 5.1 " | 1905|Jan.11| 3728 | 776 | 589 | 3612 | 4977 | 1279 |25.1|- 116 | 3.2 " | 1906|Jan.29| 4071 | 814 | 635 | 4088 | 5537 | 1466 |26.5|+ 17 | .41 ovr| 1907|Jan.26| 4463 | 860 | 689 | 4115 | 5664 | 1201 |21.3|- 348 | 8.4 und| 1908|Feb.14| 4422 | 905 | 742 | 4105 | 5752 | 1330 |23.2|- 317 | 7.7 " | 1909|Feb. 5| 4840 | 927 | 772 | 4699 | 6398 | 1558 |24.4|- 141 | 2.9 " | 1910|Jan.31| 5229 | 960 | 818 | 5190 | 6968 | 1739 |25. |- 39 | .73 " | 1911|Jan. 7| 5402 | 1007 | 884 | 5113 | 7004 | 1602 |22.9|- 289 | 5.6 " | 1912|Feb.20| 5810 | 1031 | 927 | 5630 | 7588 | 1778 |23.5|- 180 | 3.1 " | 1913|Feb. 4| 6125 | 1048 | 958 | 5985 | 7991 | 1866 |23.4|- 140 | 2.3 " | 1914|Jan.13| 6175 | 1057 | 991 | 6072 | 8120 | 1945 |23.9|- 103 | 1.7 " | 1915|Mch. 4| 6499 | 1066 |1012 | 7148 | 9226 | 2727 |29.6|+ 649 | 9.9 ovr| ——+———+———+———+——-+———+———+———+——+———+————+ NOTE:—These Figures are for the standing at the first part of the year as indicated. *Panic Years.
TABLE NO. 2.
UNITED STATES TABLE OF BALANCE SHEETS. MILLIONS OF DOLLARS.
———+—————-+————-+—————+—————-+—————+————-+ | | SPECIE | DISCOUNTS| INDIVIDUAL| NUMBER | | YEAR |CIRCULATION| ON | AND | DEPOSITS | OF | CAPITAL | | | HAND | LOANS | | BANKS | | ———+—————-+————-+—————+—————-+—————+————-+ 1811 | 28 | 15 | | | 89 | 52 | 1815 *| 45 | 17 | | | 208 | 88 | 1816 *| 68 | 19 | | | 246 | 89 | 1819 | 35 | 9 | 73 | | | 72 | 1820 *| 44 | 19 | | 35 | 308 | 137 | 1830 | 61 | 22 | 200 | 55 | 330 | 145 | 1834 | 94 | | | | | | 1835 | 103 | 43 | 324 | 75 | 506 | 200 | 1836 | 140 | 40 | 365 | 83 | 704 | 231 | 1837 | 149 | 37 | 457 | 115 | 713 | 251 | | | | 525 | 127 | 788 | 290 | 1838 | 116 | 35 | 485 | 84 | 829 | 317 | 1839_*| 135 | 45 | 492 | 90 | 840 | 327 | 1840 | 106 | 33 | 462 | 75 | 901 | 358 | 1841 | 107 | 34 | 386 | 64 | 784 | 313 | 1842 | 83 | 28 | 323 | 62 | 692 | 260 | 1843 | 58 | 33 | 254 | 56 | 691 | 228 | 1844 | 75 | 49 | 264 | 84 | 696 | 210 | 1845 | 89 | 44 | 288 | 88 | 707 | 206 | 1846 | 105 | 42 | 312 | 96 | 707 | 196 | 1847 | 105 | 35 | 310 | 91 | 715 | 203 | 1848_*| 128 | 46 | 344 | 103 | 751 | 204 | 1849 | 114 | 43 | 332 | 91 | 782 | 207 | 1850 | 131 | 45 | 364 | 109 | 824 | 217 | 1851 | 155 | 48 | 413 | 128 | 879 | 227 | 1854 | 204 | 59 | 557 | 188 | 1208 | 301 | 1855 | 186 | 53 | 576 | 190 | 1307 | 332 | 1856 | 195 | 59 | 634 | 212 | 1398 | 343 | 1857_*| 214 | 58 | 684 | 230 | 1416 | 370 | 1858 | 155 | 74 | 583 | 185 | 1422 | 394 | 1859 | 193 | 104 | 657 | 259 | 1476 | 401 | 1860 | 207 | 83 | 691 | 253 | 1562 | 421 | 1861 | 202 | 87 | 696 | 257 | 1601 | 429 | 1862 | 183 | 102 | 646 | 296 | 1492 | 418 | 1863 *| 238 | 101 | 648 | 393 | 1466 | 405 | ———+—————-+————-+—————+—————-+—————+————-+ *PANIC YEARS
TABLE NO. 3.
UNITED STATES TABLE OF BALANCE SHEETS OF THE NATIONAL BANKS—QUARTERLY STATEMENT. MILLIONS OF DOLLARS.
———+———-+———-+———-+———-+————-+———-+———-+———-+ | |SPECIE | | DIS- | INDIVI- |NUMBER | |SURPLUS| |CIRCU- | ON | LEGAL | COUNTS| DUAL | OF | |AND UN-| YEAR |LATION | HAND |TENDERS| AND | DEPOSITS| BANKS |CAPITAL|DIVIDED| | | | | LOANS | | | |PROFITS| ———+———-+———-+———-+———-+————-+———-+———-+———-+ |MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN| | | | | | | | | | 1865 | 66| 4| 72| 166| 183|1500 |393 |20 | 2nd Q| | | | | | | | | 3rd "| |18 |189 | | | | | | 4th "|171 | | |487 | | | | | 1866 | | | | |500 | | | | 2nd "| 213|19 |187 |500 | | | | | 3rd "| | | | | 522|1644 |415 |71 | 4th "|280 | | | | | | | | 1867 | | |205 |603 |564 | | | | 2nd "| | 9| | |558 | | | | 3rd "| | | | | 512|1642 |420 |86 | 4th "|293 | | 92| | | | | | 1868 | |20 |114 |609 | 532|1643 |420 |101 | 2nd "| | | 84| | | | | | 3rd "| | | | | | | | | 4th "|295 | | | | | | | | 1869 | |29 | | | |1617 |426 |116 | 2nd "| | | |657 |580 | | | | 3rd "| | | 80| | | | | | 4th "| |48 | | | | | | | 1870 | | | |686 |574 | | | | 2nd "| | | |688 | 511|1648 |430 |124 | 3rd "| | 18| 94 79| |546 | | | | 4th "|296 | | | | 501| | | | 1871 | | | |725 | | | | | 2nd "| | |122 | | | | | | 3rd "| | 13| 93| | |1790 |458 |140 | 4th "|318 | | 97 | | | | | | 1872 | | | |831 |611 | | | | 2nd "| | |122 | | | | | | 3rd "| | 10| | | |1940 |479 |147 | 4th "|336 | | | |620 | | | | 1873 *| | | | | | | | | 2nd "| | 16|10 97|885 |656 | | | | 3rd "|339 | 19| | |622 616|1976 |491 |153 | 4th "|341 |33 | 92|944 | | | | | 1874 | | |103 | | | | | | 2nd "| | 21| | 836| 540| | | | 3rd "| | | 80|897 | 595|2027 |493 |173 | 4th "| 331| | |955 |682 | | | | 1875 | | | | |695 | | | | 2nd "| | 8| |984 | |2087 |504 |182 | 3rd "| | | | | 618| | | | 4th "| 314| | 70| | | | | | ———+———-+———-+———-+———-+————-+———-+———-+———-+ *PANIC YEARS
MILLIONS OF DOLLARS. ———+———-+———-+———-+———-+————-+———-+———-+———-+ | |SPECIE | | DIS- | INDIVI- |NUMBER | |SURPLUS| |CIRCU- | ON | LEGAL | COUNTS| DUAL | OF | |AND UN-| YEAR |LATION | HAND |TENDERS| AND | DEPOSITS| BANKS |CAPITAL|DIVIDED| | | | | LOANS | | | |PROFITS| ———+———-+———-+———-+———-+————-+———-+———-+———-+ |MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN| | | | | | | | | | 1876 | | | | | |2089 |499 |184 | 2nd Q| | 21| | | 612| | | | 3rd "| | | | | | | | | 4th "| 291|32 |90 | | | | | | 1877 | |49 | 66| 929| | | | | 2nd "| 290| | | |659 |2080 |479 | | 3rd "| | 21| | | | | |167 | 4th "| | | 66| | | | | | 1878 | |54 | | | | | | | 2nd "| | 29| | 881| 604| | | | 3rd "| | | | |625 |2053 |466 |165 | 4th "|303 | | | | | | | | 1879 | |41 | 54| 826| 588| | | | 2nd "| | | | 814| |2048 |454 |153 | 3rd "| | | | | | | | | 4th "|321 |79 | 54|933 |765 | | | | 1880 | | | | | | | | | 2nd "| |86 | | | | | | | 3rd "| |109 |64 |974 | |2090 |457 |159 | 4th "| 317| 105| |1040 | | | | | 1881 | | | 52| |1000 | | | | 2nd "| 298|128 | | | 932|2132 |463 | | 3rd "| | | | | | | |176 | 4th "|323 | | | | | | | | 1882 | | 109| |1100 |1100 1000|2268 |483 | | 2nd "| |112 | | | | | | | 3rd "| | 102| |1200 |1122 | | |191 | 4th "|315 | |68 | | | | | | 1883 | | | | | | | | | 2nd "| | 97| | | | | | | 3rd "| 304|115 | | | | | | | 4th "| | | | | 1000|2501 |509 |196 | 1884 *| | |80 |1300 |1100 | | | | 2nd "| |109 | 75| | |2664 |524 | | 3rd "| 289|128 |77 |1306 | | | |209 | 4th "| |167 | | 1200|1000 975| | | | 1885 | | | | | | | | | 2nd "| |177 |79 | | | | | | 3rd "| | | 69| 1200| |2714 |527 |206 | 4th "| 268| | | |1100 | | | | 1886 | |171 | 62| | | | | | 2nd "| | 149| |1470 |1152 |2852 |548 | | 3rd "| | | | |1172 | | |212 | 4th "| 202| | | | | | | | 1887 | |171 |79 | | |3049 |578 | | 2nd "| | | 73|1587 |1285 | | |231 | 3rd "| | | | | | | | | 4th "| 164| 159| | | | | | | 1888 | | 172|83 | | | | | | 2nd "| |178 | | | | | | | 3rd "| | | | | |3120 |588 | | 4th "| 151|182 | | | | | |246 | 1889 | | | 81|1684 |1350 | | | | 2nd "| | |97 | | |3170 |596 |269 | 3rd "| | | | | | | | | 4th "| 126| 164| | | | | | | 1890 *| |171 | 84|1811 |1436 | | | | 2nd "| | | | | |3383 |626 |290 | 3rd "| |178 | | | | | | | 4th "| 123|190 | | | | | | | 1891 | | | 82|1932 |1521 | | | | 2nd "| | | | | 1483|3601 |662 |316 | 3rd "| 123|199 | | |1575 | | | | 4th "| | |100 |1962 |1525 | | | | ———+———-+———-+———-+———-+————-+———-+———-+———-+ *PANIC YEARS
MILLIONS OF DOLLARS.
———+———-+———-+———-+———-+————-+———-+———-+———-+
| |SPECIE | | DIS- | INDIVI- |NUMBER | |SURPLUS|
|CIRCU- | ON | LEGAL | COUNTS| DUAL | OF | |AND UN-|
YEAR |LATION | HAND |TENDERS| AND | DEPOSITS| BANKS |CAPITAL|DIVIDED|
| | | | LOANS | | | |PROFITS|
———+———-+———-+———-+———-+————-+———-+———-+———-+
|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|
1892 | | | | | | | | |
1st Q|141 |230 |99 |2044 |1702 |3711 |678 |330 |
2nd "| |239 | |2171 |1769 | | | |
3rd "| | |113 | | | | | |
4th "|145 | 209| | | |3784 |689 |353 |
1893 | | | | | | | | |
1st "| 149| | 90|2161 |1751 |3830 |688 |352 |
2nd "| | 186| | | | | | |
3rd "| 182| | | 1843| | | | |
4th "| |251 |131 | | 1451| | | |
1894 | | | | | | | | |
1st "|174 |259 |146 | 1872| |3777 |678 | |
2nd "| | | | | | | | |
3rd "| 189| | |2007 |1728 | | | |
4th "| | 218| 119| | | | |339 |
1895 | | | | | | | | |
1st "| 169|220 | | 1965| |3728 |662 | |
2nd "| | | | | | | | |
3rd "| | | | |1736 | | | |
4th "|185 | 196| 93|2059 | | | |340 |
1896 | | | | | | | | |
1st "| 187| 196| |1982 |1687 |3699 |653 | |
2nd "| | |118 | | | | | |
3rd "| | | | | | | | |
4th "|210 | | 110| 1893| 1597| | |342 |
1897 | | | | | | | | |
1st "|202 | 233| | | 1669|3634 |642 | |
2nd "| | |126 | | | | | |
3rd "| | | | | | | | |
4th "| 193|252 | 107|2100 |1916 | | |341 |
1898 | | | | | | | | |
1st "| 184| 271|120 | | |3594 |628 | |
2nd "| | | | | | | | |
3rd "| | | | | | | | |
4th "| | | 110|2214 |2225 | | |340 |
1899 | | | | | | | | |
1st "| |371 |116 | | | |608 | |
2nd "| 199| | | | | | | |
3rd "| | | | | | | | |
4th "| | 314| 101|2496 |2522 |3602 | |363 |
1900 | | | | | | | | |
1st "| 204| 339| 122| | | | | |
2nd "| | | | | | | | |
3rd "| | | | | | | | |
4th "| | |145 |2706 |2623 |3942 |632 |403 |
1901 | | | | | | | | |
1st "| 309|399 | | | | | | |
2nd "| | | | | | | | |
3rd "| | |164 | | | | | |
4th "| | 369| 151|3038 |2964 |4291 |665 |448 |
1902 | | | | | | | | |
1st "| 309| | | | | | | |
2nd "| 309| |164 | | | | | |
3rd "| | | | | | | | |
4th "| | 366| 141|3303 |3209 |4666 |714 |516 |
1903 | | | | | | | | |
1st "| 335| | | | | | | |
2nd "| | |163 | |3200 | | | |
3rd "| | | | | | | | |
4th "| | 378| 142|3481 | |5118 |758 |564 |
———+———-+———-+———-+———-+————-+———-+———-+———-+
MILLIONS OF DOLLARS.
———+———-+———-+———-+———-+————-+———-+———-+———-+
| |SPECIE | | DIS- | INDIVI- |NUMBER | |SURPLUS|
|CIRCU- | ON | LEGAL | COUNTS| DUAL | OF | |AND UN-|
YEAR |LATION | HAND |TENDERS| AND | DEPOSITS| BANKS |CAPITAL|DIVIDED|
| | | | LOANS | | | |PROFITS|
———+———-+———-+———-+———-+————-+———-+———-+———-+
|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|MAX MIN|
1904 | | | | | | | | |
1st Q| 380| 453| | | | | | |
2nd "| | | | | | | | |
3rd "| | |169 | | | | | |
4th "| |504 | |3772 |3707 |5477 |776 |594 |
1905 | | | | | | | | |
1st "| 424| |178 | | | | | |
2nd "| | | 157| | | | | |
3rd "| |495 | | | | | | |
4th "| | 460| |4016 |3889 |5833 |808 |632 |
1906 | | | | | | | | |
1st "| 498|492 |175 | | | | | |
2nd "| | | | | | | | |
3rd "| | | | | | | | |
4th "| | 459| 152|4366 |4289 |6199 |847 |687 |
1907 | | | | | | | | |
1st "| | |173 | | | | | |
2nd "| 543| | | | | | | |
3rd "| | | | | | | | |
4th "| |531 | 151|4678 |4819 |6625 |901 |749 |
1908 | | | | | | | | |
1st "| | | | | | | | |
2nd "| | |192 | | | | | |
3rd "| | | | | | | | |
4th "| 599|680 | |4840 |4720 |6865 |921 |779 |
1909 | | | | | | | | |
1st "| | |198 | | | | | |
2nd "| 615| | | | | | | |
3rd "| | | | | | | | |
4th "| |694 | 176|5148 |5120 |7006 |953 |825 |
1910 | | | | | | | | |
1st "| 667| | | | | | | |
2nd "| | | | | | | | |
3rd "| | | | | | | | |
4th "| |672 | 169|5467 |5304 |7204 |1004 |894 |
1911 | | | | | | | | |
1st "| 680| | 168| | | | | |
2nd "| | | | | | | | |
3rd "| | |185 | | | | | |
4th "| |761 | |5663 |5536 |7328 |1026 |930 |
1912 | | | | | | | | |
1st "| 704| | | | | | | |
2nd "| |769 |188 | | | | | |
3rd "| | | | | | | | |
4th "| | | |6058 |5944 |7420 |1046 |969 |
1913 | | | | | | | | |
1st "| 717|749 | | | | | | |
2nd "| | |189 | | | | | |
3rd "| | | | | | | | |
4th "| | | |6260 |6051 |7509 |1059 |1007 |
1914 | | | | | | | | |
1st "| 720| |201 | | | | | |
2nd "| |792 | |6357 |6111 |7493 |1057 |1003 |
3rd "|1018 | 746| | | | | | |
4th "| 848| 534| 128| | |7581 |1065 |1007 |
1915 | | | | | | | | |
1st "| 746| 591| 127|6499 |6348 |7599 |1066 |1012 |
———+———-+———-+———-+———-+————-+———-+———-+———-+