“More fool he!” said Dear Jones, sententiously.

“Well,” answered Uncle Larry, “I'm not so sure of that. You see, Eliphalet Duncan was half Scotch and half Yankee, and he had two eyes to the main chance. He held his tongue about his windfall of luck until he could find out whether the Scotch estates were enough to keep up the Scotch title. He soon discovered that they were not, and that the late Lord Duncan, having married money, kept up such state as he could out of the revenues of the dowry of Lady Duncan. And Eliphalet, he decided that he would rather be a well-fed lawyer in New York, living comfortably on his practice, than a starving lord in Scotland, living scantily on his title.”

“But he kept his title?” asked the Duchess.

“Well,” answered Uncle Larry, “he kept it quiet. I knew it, and a friend or two more. But Eliphalet was a sight too smart to put 'Baron Duncan of Duncan, Attorney and Counselor at Law,' on his shingle.”

“What has all this got to do with your ghost?” asked Dear Jones, pertinently.

“Nothing with that ghost, but a good deal with another ghost. Eliphalet was very learned in spirit lore—perhaps because he owned the haunted house at Salem, perhaps because he was a Scotchman by descent. At all events, he had made a special study of the wraiths and white ladies and banshees and bogies of all kinds whose sayings and doings and warnings are recorded in the annals of the Scottish nobility. In fact, he was acquainted with the habits of every reputable spook in the Scotch peerage. And he knew that there was a Duncan ghost attached to the person of the holder of the title of Baron Duncan of Duncan.”

“So, besides being the owner of a haunted house in Salem, he was also a haunted man in Scotland?” asked Baby Van Rensselaer.

“Just so. But the Scotch ghost was not unpleasant, like the Salem ghost, although it had one peculiarity in common with its transatlantic fellow-spook. It never appeared to the holder of the title, just as the other never was visible to the owner of the house. In fact, the Duncan ghost was never seen at all. It was a guardian angel only. Its sole duty was to be in personal attendance on Baron Duncan of Duncan, and to warn him of impending evil. The traditions of the house told that the Barons of Duncan had again and again felt a premonition of ill fortune. Some of them had yielded and withdrawn from the venture they had undertaken, and it had failed dismally. Some had been obstinate, and had hardened their hearts, and had gone on reckless to defeat and to death. In no case had a Lord Duncan been exposed to peril without fair warning.”

“Then how came it that the father and son were lost in the yacht off the Hebrides?” asked Dear Jones.

“Because they were too enlightened to yield to superstition. There is extant now a letter of Lord Duncan, written to his wife a few minutes before he and his son set sail, in which he tells her how hard he has had to struggle with an almost overmastering desire to give up the trip. Had he obeyed the friendly warning of the family ghost, the letter would have been spared a journey across the Atlantic.”