The two families dwelt comfortably enough together in the new house on Prairie. There was room and to spare, even after two children—Belle, and then Lottie—were born to the Paysons. The house was thought a grand affair, with its tin bathtub and boxed-in wash-bowl on the second floor, besides an extra washroom on the first, off the hall; a red and yellow stained-glass window in the dining room; a butler's pantry (understand, no butler; Chicago boasted no more than half a dozen of these); a fine furnace in the lower hall just under the stairway; oilcloth on the first flight of stairs; Brussels on the second; ingrain on the third; a liver-colored marble mantel in the front parlor, with anemic replicas in the back parlor and the more important bedrooms. It was an age when every possible article of household furniture was disguised to represent something it was not. A miniature Gothic cathedral was really a work-basket; a fauteuil was, like as not, a music box. The Thrifts' parlor carpet was green, woven to represent a river flowing along from the back parlor folding doors to the street windows, with a pattern of full-sailed ships on it, and, by way of variety, occasional bunches of flowers strewn carelessly here and there, between the ships. On rare and thrilling occasions, during their infancy, Belle and little Lottie were allowed to crawl down the carpet river and poke a fascinated finger into a ship's sail or a floral garland.
Carrie's two children were born in this house. Isaac and Hetty Thrift died in it. And in it Carrie was left worse than widowed.
Samuel Payson must have been about forty-six when, having gathered together in the office of Thrift & Payson all the uninvested moneys—together with negotiable bonds, stocks, and securities—on which he could lay hands, he decamped and was never seen again. He must have been planning it for years. It was all quite simple. He had had active charge of the business. Again and again Isaac Thrift had turned over to Payson money entrusted him for investment by widows of lifelong friends; by the sons and daughters of old Chicago settlers; by lifelong friends themselves. This money Payson had taken, ostensibly for investment. He had carefully discussed its investment with his father-in-law, had reported such investments made. In reality he had invested not a penny. On it had been paid one supposed dividend, or possibly two. The bulk of it remained untouched. When his time came Samuel Payson gathered together the practically virgin sums and vanished to live some strange life of his own of which he had been dreaming behind that truckling manner and the Heepish face, with its red-rimmed eyes.
He had been a model husband, father, and son-in-law. Chess with old Isaac, evenings; wool-windings for Mrs. Thrift; games with the two little girls; church on Sundays with Carrie. Between him and Charlotte little talk was wasted, and no pretense.
A thousand times, in those years of their dwelling together, Mrs. Thrift's eyes had seemed to say to Charlotte, "You see! This is what a husband should be. This is a son-in-law. No Dick disgracing us here."
The blow stunned the two old people almost beyond realising its enormity. The loss was, altogether, about one hundred and fifty thousand dollars. Isaac Thrift set about repaying it. Real estate on Indiana, Wabash, Michigan, Prairie was sold and the money distributed to make good the default. They kept the house on Prairie; clung to it. Anything but that. After it was all over Isaac Thrift was an old man with palsied hands. Hair and beard whose color had defied the years were suddenly white. Hetty Thrift's tongue lost its venomous bite. After Isaac Thrift's death she turned to Charlotte. Charlotte alone could quell her querulousness. Carrie acted as an irritant, naturally. They were so much alike. It was Charlotte who made broths and jellies, milk-toast and gruel with which to tempt the mother's appetite. Carrie, the mathematical, was a notoriously poor cook. Her mind was orderly and painstaking enough when it came to figuring on a piece of property, or a depreciated bond. But it lacked that peculiar patience necessary to the watching of a boiling pot or a simmering pan.
"Oh, it's done by now," she would cry, and dump a pan's contents into a dish. Oftener than not it was half-cooked or burned.
Charlotte announced, rather timidly, that she would give music lessons; sewing lessons; do fine embroidery. But her tinkling tunes were ghostly echoes of a bygone day. People were even beginning to say that perhaps, after all, this madman Wagner could be played so that one might endure listening. Hand embroidery was little appreciated at a time when imitations were the craze.
Carrie it was who became head of that manless household. It was well she had wasted her time in doing sums instead of being more elegantly occupied while at Miss Tait's Finishing School, in the old Wabash Avenue days. She now juggled interest, simple and compound, with ease; took charge of the few remaining bits of scattered property saved from the ruins; talked glibly of lots, quarter-sections, sub-divisions. All through their childhood Belle and Lottie heard reiterated: "Run away. Can't you see mother's busy! Ask Aunt Charlotte." So then, it was Aunt Charlotte who gave them their bread-and-butter with sugar on top. Gradually the whole household revolved about Carrie, though it was Charlotte who kept it in motion. When Carrie went to bed the household went to bed. She must have her rest. Meals were timed to suit Carrie's needs. She became a business woman in a day when business women were practically unheard of. She actually opened an office in one of the new big Clark Street office buildings, near Washington, and had a sign printed on the door:
MRS. CARRIE PAYSON
Real Estate
Bonds Mortgages
Successor to late Isaac Thrift