She drove on without replying to me, and as I entered my office, the faces of Miss Mitty and of Sally were confused into one by my disordered mind.

The run had already started—a depositor, who had withdrawn ten thousand dollars after reading of the failure of the Darlington Trust Company, had been paid off first, and following him the line had come, crawling like black ants on the pavement. As I entered the doors, it seemed to me that the face of each man or woman in the throng stood out, separate and distinct, as though an electric search-light had passed over it; and I saw one and all, frightened, satisfied, or merely ludicrous, with a vividness of perception which failed me when I remembered the features of my own wife.

"We can pay them off slowly till three o'clock," said Bingley, the vice-president, whom I found, with five or six of the directors, already in my office. "I've got only one paying teller's window open. The trouble, of course, began with the small accounts, of which we carry such a blamed lot. Mark my words, it is the little depositor that endangers a bank."

He looked nervous, and swallowed hastily while he talked, as if he had just rushed in from breakfast, with his last mouthful still unchewed. As I entered and faced the men sitting in different attitudes, but all wearing the same strained and helpless expression, a feeling of irritation swept over me, and I paused in the middle of the floor, with my hat and a folded newspaper in my hand.

"A quarter of a million in hard cash would tide us over, I believe," pursued Bingley, swallowing faster; "but the question is how in thunder are we to lay hands on it by nine o'clock to-morrow morning?"

I drew out my watch, and with the simple, mechanical action, I was conscious of an immediate quickening of the blood, a clearing of the brain. A certain readiness for decision, a power of dealing with an emergency, of handling a crisis, a response of pulse and brain to the call for action, stood me service now as in every difficult instant of my career. They were picked business men and shrewd financiers before me, yet I was aware that I dominated them, all and each, by some quality of force, of aggressiveness, of inflated self-confidence. The secret of my success, I had once said to the General, was that I began to get cool when I saw other people getting scared.

"It is now a quarter of ten, gentlemen," I said, "and I pledge my word of honour that I will have a quarter of a million dollars in bank by ten o'clock to-morrow."

"For God's sake, Ben, where is it coming from?" demanded Judge Kenton, an old Confederate, with the solemn face I had sometimes watched him assume in church during the singing of the hymns. As I looked at him the humour of his expression struck me, and I broke into a laugh.

"I beg your pardon," I returned the next minute, "but I'll get it—somewhere—if it's in the city."

One of the men—I forget which, though I remember quite clearly that he wore a red necktie—got up from the table and slapped me on the shoulder.