"As a matter of fact we haven't—not a single penny that we can honestly call our own."

She drew back instantly, her head held high under the branching electric jet in the ceiling.

"Well, I'm glad of it," she responded defiantly.

"You don't in the least understand what it means, Sally. It isn't merely giving up a few luxuries, it is actually going without the necessities. It is practically beginning again."

"I am glad of it," she repeated, and there was no regret in her voice.

"Oh, can't you understand?"

"Tell me and I will try."

"I've lost everything. I'm ruined."

"There is nothing left?"

"There is honour," I said bitterly, "a couple of hundred thousand dollars of debt, and a little West Virginia railroad too poor to go bankrupt."