Here was a discovery, and a startling one! It appeared that he had not merely one, but two dear friends on board this P. and O. steamer; and the second seemed, if possible, even dearer than the first! He must have made the very most of those extra hours!

There was one comfort, however, Miss Davenport did not, contrary to his impression, know Miss Tyrrell; so that they need not necessarily clash—still, it was undeniably awkward. He had to get out of his mistake as well as he could, which was but lamely.

"Why, of course," he protested, "I know you are Miss Davenport. Most stupid of me to address you as Miss Tyrrell! The—the only explanation I can offer is, that before I had the pleasure of speaking to you, I was under the impression that your proper name was Tyrrell, and so it slipped out again just then from habit."

This—though the literal, if not the moral, truth—did not seem to satisfy her entirely.

"That may be so," she said, curtly; "still, it does not explain why you should address me as Miss Anybody, after asking and receiving permission, only last night, to call me by my Christian name!"

Obviously, their relations were even closer than he had imagined. He had no idea they had got as far as Christian names already, any more than he had of what hers might happen to be.

There was a painful want of method in the manner this Time Bank conducted its business, as he could not help remarking to himself; however, Peter, perhaps from the very timidity in his character, developed unexpected adroitness in a situation of some difficulty.

"So you did!" he said. "You allowed me to call you by your—er—Christian name; but I value such a privilege too highly to use it—er—indiscriminately."

"You are very strange to-night!" she said, with a plaintive and almost childish quiver of the lip. "First you call me 'Miss Tyrrell' and then 'Miss Davenport,' and then you will have it that we were introduced by a monkey! As if I should ever allow a monkey to introduce anybody to me! Is saving a girl's life such an ordinary event with you, that you forget all about such a trifle?"