III.—ANTE-MORTEM GENEROSITY
Curiously enough, there stands within view of the new Palace another house with a history attached to it which may strike some people as illustrating, with a humour that is still more grim, the inconvenience resulting from ante-mortem generosity on a large scale: post-mortem generosity may occasionally be risky, but its display on even the most lavish scale has never been known to cause any personal inconvenience to the one who indulges in it.
The house is an interesting old Jacobean one, standing on the side of a mound within a loop of the river.
It has consequently a series of terrace gardens which are quite delightful at all seasons. For years it was occupied by a Captain Hesketh and his wife, the latter having inherited it with a handsome fortune from her mother, who was the heiress of a family of considerable importance in the county. At her husband's death Mrs. Hesketh continued to live alone in the old house with a niece—for she had no children of her own—and in course of time the girl fell in love with a man who seemed in every way the right sort of person for her to marry, only for the fact of his having a very limited income. The girl's aunt, however, having nothing to live for except the witnessing of the happiness of the young couple, was generous enough to make over to them all her property, retaining only a sufficient sum to enable her to live in comfort for the remainder of her life.
At this time she was sixty-three years of age, and her wants were very simple. It is said that the annuity which she purchased amounted to no more than three hundred pounds a year. Twelve years later, however, the lawyer whom she had entrusted to carry out this portion of the transaction for her died, and an examination of his affairs revealed the fact that, instead of spending the money which she had handed to him in the purchase of an annuity guaranteed by an Insurance Company of good reputation, he had treated it as his own, and had merely paid her a quarterly allowance. He died a bankrupt, owing thousands of pounds to clients whose money he had appropriated; so that at the age of seventy-five the unfortunate lady found herself penniless.
Her position was annoying, she told the man from whom I had the story, but she did not feel it to be serious. Of course, she had only to explain matters to her niece and her niece's husband and they would take care that she should not suffer through the swindling agent. She hastened to have an interview with them on the subject, and was actually smiling as she told them what had happened. She was not smiling, however, when the interview terminated; for she found herself treated by them as a begging stranger. They gave her a sound scolding for her unbusinesslike credulity: the idea of entrusting her money to such a man without taking the trouble to find out how he had invested it! The thing was absurd—grossly absurd, and they thought that she deserved to suffer for her culpable carelessness!
Of course, though surprised and hurt at this want of sympathy, the old lady readily admitted that she had been very careless; but the man had been her lawyer and her husband's lawyer for over thirty years, and she had implicit confidence in him, she said. After all, she reminded her relations that she was an old woman, and that in all probability she would not be a burden to them for more than a few years.
This plea did not seem to soften them in any way; at any rate, it did not prevent her niece from expressing the opinion that it was most inconsiderate on her part to expect that she and her husband should accept the responsibility of keeping her for the rest of her life. They had two children to educate, she explained, and it was going too far to expect that they should be made to suffer because of her stupidity.