He has but one resource, and that is, to save, while employed, the means of supplying his wants in sickness and old age.
But, in the individual case, who can estimate beforehand the comparative length of time in which he has to assist, or be assisted?
What cannot be done in the individual case may be found more practicable with reference to the masses in virtue of the law of averages. The tribute paid by the workman while employed to provide for his support in periods of stoppage answers the purpose much more effectually, and with much more irregularity and certainty, when it is centralized by association, than when it is abandoned to individual chances. [p368]
Hence the origin of Friendly Societies—admirable institutions which benevolence had given birth to long before the name of Socialism was ever heard of. It would be difficult to say who was their inventor. The true inventor, I believe, was the felt want of some such institutions—the desire of men for something fixed, the restless active instinct which leads us to remove the obstacles which mankind encounter in their progress towards stability.
I have myself seen friendly societies rise up spontaneously, more than five-and-twenty years ago, among the most destitute labourers and artisans of the poorest villages in the department of the Landes.
The obvious design of these societies is to equalize enjoyments, and to spread and distribute over all periods of life the wages earned in days of health and prosperity. In all localities in which they exist, these societies have conferred immense benefits. The contributors are sustained by a feeling of security, a feeling the most precious and consolatory which can enter the heart of man in his pilgrimage here below. Moreover, they feel their reciprocal dependence and their usefulness to each other. They see at what point the prosperity or adversity of each individual, or of each profession, becomes the prosperity or adversity of all.
They meet together on certain occasions for religious worship, as provided by their rules; and then they are called to exercise over each other that vigilant surveillance so proper to inspire self-respect, which is the first and most difficult step in the march of civilisation.
What has hitherto ensured the success of these societies,—a success which has been slow, indeed, like everything which concerns the masses,—is liberty: of this there can be no doubt.
The natural danger which they encounter is the removal of the sense of responsibility. It is never without creating great dangers and great difficulties for the future, that we set an individual free from the consequences of his own acts.[78]
Were all our citizens to say, “We will club together to assist those who cannot work, or who cannot find employment,” we should fear to see developed to a dangerous extent man’s natural tendency to idleness; we should fear that the laborious would soon become the dupes of the slothful. Mutual assistance, then, implies mutual surveillance, without which the common fund would soon be exhausted. This reciprocal surveillance is for such association a necessary guarantee of existence—a security for each contributor that he shall not be made to play the part of dupe; [p369] and it constitutes besides the true morality of the institution. By this means we see drunkenness and debauchery gradually disappear; for what right could that man have to assistance from the common fund who has brought disease and want of employment upon himself by his own vicious habits? It is this surveillance which re-establishes that responsibility which the association might otherwise tend to enfeeble.