Don't buy cigars in wholesale quantities from mysterious-looking foreigners, who say they have just done a neat little job of smuggling from Havana, and are willing to let you in on a good thing. They may even flatter you by telling you that you look trustworthy. They really mean that you look easy. It's your move.

BEGGARS

Don't give money to able-bodied beggars. Some may even speak good French or German. If you happen to be taking French or German, you will imagine that you are the only one in the world who can help them. But don't yield. As for crippled or blind and deaf beggars, help them now and then. You don't have to listen to their reminiscences of Life in a Saw-mill to do this, unless you care for that sort of thing.

QUESTIONS OF CONSCIENCE—YOUR OWN BUSINESS

Don't kill your conscience in regard to matters which you have been brought up to see in certain definite lights. If you think playing cards for money and the drinking of beer wrong, then don't play and don't indulge. You'll never be thought less of in College for hanging on to principle. Just be sure that your principles are worth sticking up for, and then stick. A wise old Englishman puts it this way: "Obey your conscience; but just be sure that your conscience is not that of an ass."

THE 52 PASTEBOARDS

Don't get into the little game too often. Under certain conditions it's as easy as rolling off the decalogue. Sometimes you get in because you're afraid others will think you are afraid to play. This is really not courage. A word more: when you're in, often the time when you think you can't afford to stop is just the time when you can best afford it. Take this advice; it is better than that of R. E. Morse.

SPENDING MONEY

Don't keep spending money for a lot of things that you would hardly care to itemize in the account you send to Father. Remember how he said, "I'll keep you decently, only I don't want College to make only a sport of my boy." Sometimes, when you are pressed, you think of asking Father to lend you money to be paid back with interest, when you get older. Don't be surprised if he refuses and asks, "Where's your collateral?" Remember that the Business World, hunting about for something to which to attach its respect and admiration, does not single out the Undergraduate in College.

EARNING MONEY