The “flat” is another way that does not solve the problem. Rather, it extends it. The flat is not a model, though it is a modern, tenement. It gets rid of some of the nuisances of the low tenement, and of the worst of them, the overcrowding—if it gets rid of them at all—at a cost that takes it at once out of the catalogue of “homes for the poor,” while imposing some of the evils from which they suffer upon those who ought to escape from them.

There are three effective ways of dealing with the tenements in New York:

I. By law.

II. By remodelling and making the most out of the old houses.

III. By building new, model tenements.

Private enterprise—conscience, to put it in the category of duties, where it belongs—must do the lion’s share under these last two heads. Of what the law has effected I have spoken already. The drastic measures adopted in Paris, in Glasgow, and in London are not practicable here on anything like as large a scale. Still it can, under strong pressure of public opinion, rid us of the worst plague-spots. The Mulberry Street Bend will go the way of the Five Points when all the red tape that binds the hands of municipal effort has been unwound. Prizes were offered in public competition, some years ago, for the best plans of modern tenement-houses. It may be that we shall see the day when the building of model tenements will be encouraged by subsidies in the way of a rebate of taxes. Meanwhile the arrest and summary punishment of landlords, or their agents, who persistently violate law and decency, will have a salutary effect. If a few of the wealthy absentee landlords, who are the worst offenders, could be got within the jurisdiction of the city, and by arrest be compelled to employ proper overseers, it would be a proud day for New York. To remedy the overcrowding, with which the night inspections of the sanitary police cannot keep step, tenements may eventually have to be licensed, as now the lodging-houses, to hold so many tenants, and no more; or the State may have to bring down the rents that cause the crowding, by assuming the right to regulate them as it regulates the fares on the elevated roads. I throw out the suggestion, knowing quite well that it is open to attack. It emanated originally from one of the brightest minds that have had to struggle officially with this tenement-house question in the last ten years. In any event, to succeed, reform by law must aim at making it unprofitable to own a bad tenement. At best, it is apt to travel at a snail’s pace, while the enemy it pursues is putting the best foot foremost.

In this matter of profit the law ought to have its strongest ally in the landlord himself, though the reverse is the case. This condition of things I believe to rest on a monstrous error. It cannot be that tenement property that is worth preserving at all can continue to yield larger returns, if allowed to run down, than if properly cared for and kept in good repair. The point must be reached, and soon, where the cost of repairs, necessary with a house full of the lowest, most ignorant tenants, must overbalance the saving of the first few years of neglect; for this class is everywhere the most destructive, as well as the poorest paying. I have the experience of owners, who have found this out to their cost, to back me up in the assertion, even if it were not the statement of a plain business fact that proves itself. I do not include tenement property that is deliberately allowed to fall into decay because at some future time the ground will be valuable for business or other purposes. There is unfortunately enough of that kind in New York, often leasehold property owned by wealthy estates or soul-less corporations that oppose all their great influence to the efforts of the law in behalf of their tenants.

There is abundant evidence, on the other hand, that it can be made to pay to improve and make the most of the worst tenement property, even in the most wretched locality. The example set by Miss Ellen Collins in her Water Street houses will always stand as a decisive answer to all doubts on this point. It is quite ten years since she bought three old tenements at the corner of Water and Roosevelt Streets, then as now one of the lowest localities in the city. Since then she has leased three more adjoining her purchase, and so much of Water Street has at all events been purified. Her first effort was to let in the light in the hallways, and with the darkness disappeared, as if by magic, the heaps of refuse that used to be piled up beside the sinks. A few of the most refractory tenants disappeared with them, but a very considerable proportion stayed, conforming readily to the new rules, and are there yet. It should here be stated that Miss Collins’s tenants are distinctly of the poorest. Her purpose was to experiment with this class, and her experiment has been more than satisfactory. Her plan was, as she puts it herself, fair play between tenant and landlord. To this end the rents were put as low as consistent with the idea of a business investment that must return a reasonable interest to be successful. The houses were thoroughly refitted with proper plumbing. A competent janitor was put in charge to see that the rules were observed by the tenants, when Miss Collins herself was not there. Of late years she has had to give very little time to personal superintendence, and the care-taker told me only the other day that very little was needed. The houses seemed to run themselves in the groove once laid down. Once the reputed haunt of thieves, they have become the most orderly in the neighborhood. Clothes are left hanging on the lines all night with impunity, and the pretty flower-beds in the yard where the children not only from the six houses, but of the whole block, play, skip, and swing, are undisturbed. The tenants, by the way, provide the flowers themselves in the spring, and take all the more pride in them because they are their own. The six houses contain forty-five families, and there “has never been any need of putting up a bill.” As to the income from the property, Miss Collins said to me last August: “I have had six and even six and three-quarters per cent. on the capital invested; on the whole, you may safely say five and a half per cent. This I regard as entirely satisfactory.” It should be added that she has persistently refused to let the corner-store, now occupied by a butcher, as a saloon; or her income from it might have been considerably increased.

Miss Collins’s experience is of value chiefly as showing what can be accomplished with the worst possible material, by the sort of personal interest in the poor that alone will meet their real needs. All the charity in the world, scattered with the most lavish hand, will not take its place. “Fair play” between landlord and tenant is the key, too long mislaid, that unlocks the door to success everywhere as it did for Miss Collins. She has not lacked imitators whose experience has been akin to her own. The case of Gotham Court has been already cited. On the other hand, instances are not wanting of landlords who have undertaken the task, but have tired of it or sold their property before it had been fully redeemed, with the result that it relapsed into its former bad condition faster than it had improved, and the tenants with it. I am inclined to think that such houses are liable to fall even below the average level. Backsliding in brick and mortar does not greatly differ from similar performances in flesh and blood.

Backed by a strong and steady sentiment, such as these pioneers have evinced, that would make it the personal business of wealthy owners with time to spare to look after their tenants, the law would be able in a very short time to work a salutary transformation in the worst quarters, to the lasting advantage, I am well persuaded, of the landlord no less than the tenant. Unfortunately, it is in this quality of personal effort that the sentiment of interest in the poor, upon which we have to depend, is too often lacking. People who are willing to give money feel that that ought to be enough. It is not. The money thus given is too apt to be wasted along with the sentiment that prompted the gift.