Even when it comes to the third of the ways I spoke of as effective in dealing with the tenement-house problem, the building of model structures, the personal interest in the matter must form a large share of the capital invested, if it is to yield full returns. Where that is the case, there is even less doubt about its paying, with ordinary business management, than in the case of reclaiming an old building, which is, like putting life into a defunct newspaper, pretty apt to be up-hill work. Model tenement building has not been attempted in New York on anything like as large a scale as in many other great cities, and it is perhaps owing to this, in a measure, that a belief prevails that it cannot succeed here. This is a wrong notion entirely. The various undertakings of that sort that have been made here under intelligent management have, as far as I know, all been successful.
From the managers of the two best-known experiments in model tenement building in the city, the Improved Dwellings Association and the Tenement-house Building Company, I have letters dated last August, declaring their enterprises eminently successful. There is no reason why their experience should not be conclusive. That the Philadelphia plan is not practicable in New York is not a good reason why our own plan, which is precisely the reverse of our neighbor’s, should not be. In fact it is an argument for its success. The very reason why we cannot house our working masses in cottages, as has been done in Philadelphia—viz., that they must live on Manhattan Island, where the land is too costly for small houses—is the best guarantee of the success of the model tenement house, properly located and managed. The drift in tenement building, as in everything else, is toward concentration, and helps smooth the way. Four families on the floor, twenty in the house, is the rule of to-day. As the crowds increase, the need of guiding this drift into safe channels becomes more urgent. The larger the scale upon which the model tenement is planned, the more certain the promise of success. The utmost ingenuity cannot build a house for sixteen or twenty families on a lot 25 × 100 feet in the middle of a block like it, that shall give them the amount of air and sunlight to be had by the erection of a dozen or twenty houses on a common plan around a central yard. This was the view of the committee that awarded the prizes for the best plan for the conventional tenement, ten years ago. It coupled its verdict with the emphatic declaration that, in its view, it was “impossible to secure the requirements of physical and moral health within these narrow and arbitrary limits.” Houses have been built since on better plans than any the committee saw, but its judgment stands unimpaired. A point, too, that is not to be overlooked, is the reduced cost of expert superintendence—the first condition of successful management—in the larger buildings.
The Improved Dwellings Association put up its block of thirteen houses in East Seventy-second Street nine years ago. Their cost, estimated at about $240,000 with the land, was increased to $285,000 by troubles with the contractor engaged to build them. Thus the Association’s task did not begin under the happiest auspices. Unexpected expenses came to deplete its treasury. The neighborhood was new and not crowded at the start. No expense was spared, and the benefit of all the best and most recent experience in tenement building was given to the tenants. The families were provided with from two to four rooms, all “outer” rooms, of course, at rents ranging from $14 per month for the four on the ground floor, to $6.25 for two rooms on the top floor. Coal lifts, ash-chutes, common laundries in the basement, and free baths, are features of these buildings that were then new enough to be looked upon with suspicion by the doubting Thomases who predicted disaster. There are rooms in the block for 218 families, and when I looked in recently all but nine of the apartments were let. One of the nine was rented while I was in the building. The superintendent told me that he had little trouble with disorderly tenants, though the buildings shelter all sorts of people. Mr. W. Bayard Cutting, the President of the Association, writes to me:
“By the terms of subscription to the stock before incorporation, dividends were limited to five per cent. on the stock of the Improved Dwellings Association. These dividends have been paid (two per cent. each six months) ever since the expiration of the first six months of the buildings operation. All surplus has been expended upon the buildings. New and expensive roofs have been put on for the comfort of such tenants as might choose to use them. The buildings have been completely painted inside and out in a manner not contemplated at the outset. An expensive set of fire-escapes has been put on at the command of the Fire Department, and a considerable number of other improvements made. I regard the experiment as eminently successful and satisfactory, particularly when it is considered that the buildings were the first erected in this city upon anything like a large scale, where it was proposed to meet the architectural difficulties that present themselves in the tenement-house problem. I have no doubt that the experiment could be tried to-day with the improved knowledge which has come with time, and a much larger return be shown upon the investment. The results referred to have been attained in spite of the provision which prevents the selling of liquor upon the Association’s premises. You are aware, of course, how much larger rent can be obtained for a liquor saloon than for an ordinary store. An investment at five per cent. net upon real estate security worth more than the principal sum, ought to be considered desirable.”
The Tenement House Building Company made its “experiment” in a much more difficult neighborhood, Cherry Street, some six years later. Its houses shelter many Russian Jews, and the difficulty of keeping them in order is correspondingly increased, particularly as there are no ash-chutes in the houses. It has been necessary even to shut the children out of the yards upon which the kitchen windows give, lest they be struck by something thrown out by the tenants, and killed. It is the Cherry Street style, not easily got rid of. Nevertheless, the houses are well kept. Of the one hundred and six “apartments,” only four were vacant in August. Professor Edwin R. A. Seligman, the secretary of the company, writes to me: “The tenements are now a decided success.” In the three years since they were built, they have returned an interest of from five to five and a half per cent. on the capital invested. The original intention of making the tenants profit-sharers on a plan of rent insurance, under which all earnings above four per cent. would be put to the credit of the tenants, has not yet been carried out.
GENERAL PLAN OF THE RIVERSIDE BUILDINGS (A. T. WHITE’S) IN BROOKLYN.