During the oil speculations, and during the war, the shoddy class was largely increased by those who were made suddenly and unexpectedly rich by lucky ventures in petroleum lands and stocks, and by army contracts. Now other speculations provide recruits for this class, to which Wall street is constantly sending fresh “stars” to blaze awhile in the firmament of society, and then to make way for others. The shoddy element is not, however, confined to those who acquire wealth with rapidity or by speculations. There are many who rise very slowly and painfully in the world, who, when blessed with fortune, throw themselves headlong into the arms of “shoddy.”

It is not difficult to recognize these persons. They dress not only handsomely, but magnificently, making up in display what they lack in taste. They cover themselves with jewels, and their diamonds, worn on ordinary occasions, might in some instances rival the state gems of European sovereigns. Their rough, hard hands, coarse faces, loud voices, bad English, and vulgar manners contrast strikingly with the splendors with which they surround themselves. They wear their honors uneasily, showing how little they are accustomed to such things. They look down with disdain upon all less fortunate in wealth

than themselves, and worship as demi-gods those whose bank accounts are larger than their own. They are utterly lacking in personal dignity, and substitute for that quality a supercilious hauteur.

II. FASHIONABLE EXTRAVAGANCE.

Extravagance is the besetting sin of New York society. Money is absolutely thrown away. Fortunes are spent every year in dress and in all sorts of follies. Houses are fitted up and furnished in the most sumptuous style, the building and its contents being sometimes worth a million of dollars. People live up to every cent of their incomes, and often beyond them. It is no uncommon occurrence for a fine mansion, its furniture, pictures, and even the jewels of its occupants, to be pledged to some usurer for the means with which to carry on this life of luxury. Each person strives to outdo his or her acquaintances. Those who have studied the matter find no slight cause for alarm in the rapid spread of extravagance among all classes of the city people, for the evil is not confined to the wealthy. They might afford it, but people of moderate means, who cannot properly make such a heavy outlay, are among those most guilty of the fault.

In no other city of the land is there to be seen such magnificent dressing on the part of the ladies as in New York. The amount of money and time expended here on dress is amazing. There are two objects in view in all this—the best dressed woman at a ball or party is not only sure to outshine her sisters there present, but is certain to have the satisfaction next day of seeing her magnificence celebrated in some of the city journals. Her vanity and love of distinction are both gratified in this way, and such a triumph is held to be worth any expense. There is not an evening gathering but is graced by the presence of ladies clad in a style of magnificence which reminds one of the princesses in the fairy tales. Says a recent writer:

“It is almost impossible to estimate the number of dresses a very fashionable woman will have. Most women in society can afford to dress as it pleases them, since they have unlimited amounts of money at their disposal. Among females dress is the principal part of society. What would Madam Mountain be without her laces and diamonds, or Madam Blanche without her silks and satins? Simply commonplace old women, past their prime, destined to be wall-flowers. A fashionable woman has just as many new dresses as the different times she goes into society. The élite do not wear the same dresses twice. If you can tell us how many receptions she has in a year, how many weddings she attends, how many balls she participates in, how many dinners she gives, how many parties she goes to, how many operas and theatres she patronizes, we can approximate somewhat to the size and cost of her wardrobe. It is not unreasonable to suppose that she has two new dresses of some sort for every day in the year, or 720. Now to purchase all these, to order them made, and to put them on afterward, consumes a vast amount of time. Indeed, the woman of society does little but don and doff dry-goods. For a few brief hours she flutters the latest tint and mode in the glare of the gas-light, and then repeats the same operation the next night. She must have one or two velvet dresses which cannot cost less than $500 each; she must possess thousands of dollars’ worth of laces, in the shape of flounces, to loop up over the skirts of dresses, as occasion shall require. Walking-dresses cost from $50 to $300; ball-dresses are frequently imported from Paris at a cost of from $500 to a $1000; while wedding-dresses may cost from $1000 to $5000. Nice white Llama jackets can be had for $60; robes princesse, or overskirts of lace, are worth from $60 to $200. Then there are travelling-dresses in black silk, in pongee, velour, in piqué, which range in price from $75 to $175. Then there are evening robes in Swiss muslin, robes in linen for the garden and croquet-playing, dresses for horse-races and for yacht-races, robes de nuit and robes de chambre, dresses for breakfast and for dinner, dresses for receptions and for parties, dresses for watering-places, and dresses for all possible occasions. A lady going

to the Springs takes from twenty to sixty dresses, and fills an enormous number of Saratoga trunks. They are of every possible fabric—from Hindoo muslin, ‘gaze de soie,’ crape maretz, to the heavy silks of Lyons.

“We know the wife of the editor of one of the great morning newspapers of New York, now travelling in Europe, whose dress-making bill in one year was $10,000! What her dry-goods bill amounted to heaven and her husband only know. She was once stopping at a summer hotel, and such was her anxiety to always appear in a new dress that she would frequently come down to dinner with a dress basted together just strong enough to last while she disposed of a little turtle-soup, a little Charlotte de Russe, and a little ice cream.

“Mrs. Judge ---, of New York, is considered one of the ‘queens of fashion.’ She is a goodly-sized lady—not quite so tall as Miss Anna Swan, of Nova Scotia—and she has the happy faculty of piling more dry-goods upon her person than any other lady in the city; and what is more, she keeps on doing it. To give the reader a taste of her quality, it is only necessary to describe a dress she wore at the Dramatic Fund Ball, not many years ago. There was a rich blue satin skirt, en train. Over this there was looped up a magnificent brocade silk, white, with bouquets of flowers woven in all the natural colors. This overskirt was deeply flounced with costly white lace, caught up with bunches of feathers of bright colors. About her shoulders was thrown a fifteen-hundred dollar shawl. She had a head-dress of white ostrich feathers, white lace, gold pendants, and purple velvet. Add to all this a fan, a bouquet of rare flowers, a lace handkerchief, and jewelry almost beyond estimate, and you see Mrs. Judge --- as she appears when full blown.