(a) The state of the giver requires him to give alms only when he has a superfluity of goods, for no one is bound to deprive himself of what is necessary for his own use (see 1164, 1169). John the Baptist said to the people: “He that hath two coats, let him give to him that hath none; and he that hath meat, let him do in like manner” (Luke, iii. 11). “That which remaineth,” says our Lord, “give as alms” (Luke, xi. 41).
(b) The state of the receiver gives him a claim on charity, when he is in necessity and unable to help himself. Temporal goods, according to the will of God, are for the benefit of the whole human race; and, while the ownership of particular goods belongs to the rightful possessor, he should not withhold the use of them from those who are in need, when he has more than he needs for his own use. Neither is it necessary that one be asked for an alms; one is obliged to give it when one knows that one’s neighbor is in want, though unable or ashamed to beg for help.
1228. It is not a precept, therefore, but only a counsel, that one give alms in other cases. (a) Thus, when one is in equal need oneself and has no superfluous goods, one may give to another; (b) when one’s neighbor is not in need, or is able to help himself, one may still give to him out of charity, if he is deserving (see 1169).
1229. Superfluities are those goods that remain over and above what are necessary for life, or the maintenance of one’s state of life justly acquired and socially useful.
(a) Necessaries of life are the goods one must have to provide food, clothing and home for oneself and one’s family. Among necessaries of life we may include what one has to set aside for old age, sickness, increase of family, and the future sustenance of dependents who will need it (II Cor., xii. 14). But they should not be extended to include imaginary cases, or all the possible cases of personal need that may arise in the future; otherwise, one is guilty of that exaggerated solicitude for the morrow which our Lord forbids (Matt, vi. 34).
(b) Necessaries of state are the goods a person must have to keep up his position and that of his family according to the standard of living of his class. This includes provision for the education and advancement of one’s children, for hospitality, adornment of home, and the care and improvement of one’s business; but it does not include provision for excessive pleasures or luxuries, or improbable future opportunities of bettering one’s condition; otherwise, even the wealthiest person might say that all his money was tied up and that he had no superfluous goods.
1230. What is necessary for the decency of particular stations in life? (a) This does not consist in any fixed amount, for, even when considerable additions to or subtractions from a person’s wealth have been made, he may retain and support the same social rank. (b) It consists, therefore, in the amount sufficient for him to maintain, according to the opinion of prudent men, what is becoming in one of his class. Thus, one’s position may require that one do much entertaining or keep up an expensive household, or it may require only that one live moderately.
1231. The giving in alms of goods for which the giver himself has need is governed by the following rules:
(a) Necessaries of life should be given away to another, as a matter of precept, if the common good is bound up with the life of that other, but not with one’s own life; they may be given away to another, as a matter of counsel, when the common good does not require it, but the higher good of virtue invites one to sacrifice one’s life for one’s neighbor (probable opinion). Examples: One should give away one’s last loaf to save the life of a leader on whom the salvation of his people depends. One may make the same sacrifice, if one is single and without dependents, and another is married and has a dependent family. But one may not give away what is necessary for the life of one’s family (I Tim., v. 8).
(b) Necessaries of state, at least in part (see 1251), should be given away to another, as a matter of precept, if the public good or the life of a private individual are at stake, or if that which is given in alms can be easily recovered and will now prevent a very grave calamity; they may be given away, as a matter of counsel, if the higher good of virtue invites one to embrace voluntary poverty: “If thou wouldst be perfect, go sell all that thou hast and give to the poor” (Matt., xix. 21). Examples: One should offer one’s fortunes in support of one’s government, if in some crisis the nation cannot otherwise be saved. One may give up riches and become poor in order to follow Christ in the religious life.