The Water Ghost and Others

by John Kendrick Bangs

Now the earl was a great stickler for etiquette, and he did not at all like the idea of one in his position waiting upon one of Mr. Terwilliger's rank, or lack of rank, and, at first thought, he was inclined to ignore the request of his host, but a combination of circumstances served to change his resolution. He so seldom heard anything to his advantage that, for mere novelty's sake, he thought he would do as he was asked; but the question of his dignity rose up again, and shoving the note into his pocket he tried to forget it. After five minutes he found he could not forget it, and putting his hand into the pocket for the missive, meaning to give it a second reading, he drew out another paper by mistake, which was, in brief, a reminder from a firm of London lawyers that he owed certain clients of theirs a few thousands of pounds for the clothing that had adorned his back for the last two years, and stating that proceedings would be begun if at the expiration of three months the account was not paid in full. The reminder settled it. The Earl of Mugley graciously concluded to grant Mr. H. Judson Terwilliger an audience in the private office under the Greek chapel.

"Sit down, Earl, and have a cream de mint with me," said Terwilliger, as the earl, four minutes later, entered the apartment.

"Thanks," returned the earl. "Beautiful color that," he added, pleasantly, smacking his lips with satisfaction as the soft green fluid disappeared from the glass into his inner earl.

"Fine," said Terwilliger. "Little unripe, perhaps, but pleasant to the eye. I prefer the hue of the Maraschino, myself. Just taste that Maraschino, Earl. It's A1; thirty-six dollars a case."

"You wanted to see me about some matter of interest to both of us, I believe, Mr. Terwilliger," said the earl, declining the proffered Maraschino.

"Well, yes," returned Terwilliger. "More of interest to you, perhaps, than to me. The fact is, Earl, I've taken quite a shine to you, so much of a one in fact, that I've looked you up at a commercial agency, and H. J. Terwilliger never does that unless he's mightily interested in a man."

"I—er—I hope you are not to be prejudiced against me," the earl said, uneasily, "by—er—by what those cads of tradesmen say about me."

"Not a bit," returned Terwilliger—"not a bit. In fact, what I've discovered has prejudiced me in your favor. You are just the man I've been looking for for some days. I've wanted a man with three A blood and three Z finances for 'most a week now, and from what I gather from Burke and Bradstreet, you fill the bill. You owe pretty much everybody from your tailor to the collector of pew rents at your church, eh?"

"I've been unfortunate in financial matters," returned the earl; "but I have left the family name untarnished."

"So I believe, Earl. That's what I admire about you. Some men with your debts would be driven to drink or other pastimes of a more or less tarnishing nature, and I admire you for the admirable restraint you have put upon yourself. You owe, I am told, about twenty-seven thousand pounds."