[20] Thus, for example: salámat ‘thanks’ is everywhere with /l/ and a notation to this effect is made in the listing of salámat. But for balay ‘house’, for example, we make no entry for báy because from the listing of balay with no further comment alone the reader may deduce a form báy.

[21] There are also forms with dy (/j/) which do not come from an older /y/, e.g. pangadyi ‘pray’.

[22] The occurrence of the tense affixation is predictable: a verb form which occurs with a given voice-mode affix in one tense occurs also in the same voice and mode in the other tenses. The voice, mode, and aspect affixes, however, are not predictable. Some verbs occur in one, some in two, some in three, some in all four voices; some occur only in the potential mode, some with only durative active affixes, and so forth.

[23] These affixes are the future forms shown in the chart of this section. The entries define the voice and mode differences exhaustively. The difference in tense meanings (between future, past, and subjunctive) are described in this note. The forms designated FUTURE refer to future time (as the name suggests):

Palitun ku ang isdà, I will buy the fish.
Akuy mupalit ug isdà, I will buy some fish.
Kinahanglang palitun nímu, You must buy it.

They also may refer to habitual actions and general statements.

Maáyu siyang mulútug kík, He bakes cakes well.
Mupalit kug isdà káda adlaw, I buy fish every day.
Mupula ug lutúun, If you cook it, it will turn red or When you cook it, it turns red.

They may also refer to exhortations:

Palitun ta! Let’s buy it!
Mupalit tag isdà, Let’s buy some fish.

The forms designated PAST refer to past actions.