"Why should we? Isn't this good enough?" asked Fosdick.

"Oh, it's comfortable and all that," said Clifton; "but you know what I mean. You wouldn't want any of your fashionable friends to call upon you here."

"That's a fact," said Dick. "Suppose," he said, turning to Fosdick, with a twinkle in his eye, "Johnny Nolan should call upon us here. What would he think of our living in such a room?"

"He would probably be surprised," said Fosdick, entering into the joke.

"Is he one of your Madison-Avenue friends?" asked Clifton, a little mystified.

"I don't know where he lives," said Dick, with truth; "but he's a friend of mine, in business down town."

"Wholesale or retail?"

"Retail I should say,—shouldn't you, Fosdick?"

"Yes," said Fosdick, amused at Clifton's evident mystification.

"Well, good-evening, gents," said Clifton, sauntering out of the room. "Call and see me when you haven't anything better to do."