"Thank you. Good-night."
"Were you in earnest, Dick, about the up-town lots," asked Fosdick, after Clifton had left the room.
"Yes," said Dick. "It's an investment that Mr. Murdock advised. I'll tell you about it, and then you can tell me what you think of it."
Dick thereupon gave an account of the conversation that had taken place between him and the head clerk, and what they proposed to do. "What do you think of it?" he concluded.
"I have no doubt it is an excellent plan," said Fosdick; "but of course my opinion isn't worth much. I don't see but you stand a chance to be a rich man some time, Dick."
"By the time I get to be a hundred," said Dick.
"A good while before that, I presume. But there's something else we must not forget."
"What is that?"
"Money is a good thing to have, but a good education is better. I was thinking to-day that since we have come here we haven't done any studying to amount to anything."
"That is true."