Of course, he owed a large part of this sum to the favor of his employer; but this, again, was earned by his fidelity and economy—two qualities which I wish were more common among boys of his age.

Returning to his room he looked for his savings-bank book, but to his dismay it was nowhere to be found.

"Where can it be?" he asked himself, perplexed. "Perhaps Sam has seen it."

But Sam had not yet returned from the store, though it was past his usual time.

"It is very strange," thought Henry. "I am sure it was at the bottom of my trunk. Can the trunk have been opened?"


CHAPTER XIV. — THE SAVINGS BANK BOOK.

During the three months, which to Henry brought good fortune, Sam had grown no richer. Indeed, just at this time he was very "hard up." He had applied to Henry for a loan, but as he was already indebted to his more prudent roommate, the latter declined to lend.

"I think you are mean, Henry," said Sam, in disappointment.