"I can't help it, Sam. You can live on five dollars a week just as well as I can."

"You've got a lot of money in the bank," said Sam, reproachfully.

"Because I am more prudent than you."

"I thought you were a friend of mine."

"So I am; but I cannot encourage your extravagance. It wouldn't be a friendly thing to do."

"Oh, it's easy enough for you to find excuses; you don't want to lend, that's all."

"I don't want to give, for that is what it would amount to."

Sam saw that it would be of no use to persist in his request, and he went out sulkily.

That day he found a bunch of keys in the street. This was not a very valuable discovery, and he was tempted at first to throw them down again, when an idea struck him. He dropped the keys into his pocket, and when his lunch hour came, instead of going to a restaurant, as usual, he hurried back to his boarding-house.

The landlady met him as he was going upstairs.