Right here there is need for careful distinction. There is a great difference between the impractical man who has energy, courage, and persistence, and the impractical man who is lazy and cowardly. No matter what a man's natural talent may be, it takes hard work to be successful in such callings as art, music, the pulpit, the stage, the platform, and the pen. Inspiration may seem to have a great deal to do with success. But even in the writing of a poem inspiration is probably only about five per cent.; hard work constitutes the other ninety-five per cent. It is one thing to have vague, beautiful dreams, to be an admirer of beauty, to enjoy thrills in contemplation of beautiful thoughts or beautiful pictures. It is quite another thing to have the energy, the courage, and the dogged persistence necessary to create that which is beautiful.

NO EASY ROAD TO SUCCESS

We offer no golden key which unlocks the doors to success. Much as we regret to disappoint many aspiring young men and women, we must be truthful and admit that there is no magic way in which some wonderful, unguessed talent can be discovered within them and made to blossom forth in a night,

as it were. Many people of this type come to us for consultation, evidently with the delectable delusion that we can point out to them some quick and easy way to fame and fortune. Again we must make emphatic by repetition the hard, uncompromising truth that laziness, cowardice, weakness, and vacilation are incompatible with true success. No matter what a man's other aptitudes may be, no matter how great his talent or his opportunities, we can suggest absolutely no vocation in which he can be successful unless he has the will to overcome these deficiencies in his character.

Many a man is deluded into the fond supposition that he is not successful because he does not fit into the vocation where he finds himself. The truth is that he probably is in as desirable a vocation as could possibly be found for him. The reason he is not successful is because he has failed to develop the fundamental qualities of industry, courage, and persistence.

HOW TO BECOME MORE PRACTICAL

When the impractical man learns his limitations he is all too likely to go to extremes in depreciating his own business ability. Many such people are seemingly proud of their deficiencies in business sense. "I am no business man. You attend to it, I'll trust you," they say. While a lack of natural business ability may not be a man's fault, it is nothing to be proud of. You may not be born with keen, financial sense, but that is no reason why you may not develop more and more of it and make yourself a better business man. As a matter of fact, every man is in business—he has something to sell which he wishes the rest of the world to buy from him. He has himself, at least, to support, and more than likely he has others dependent upon him. He has no right, therefore, to neglect business affairs and to permit others to impose upon him and to steal from him and from those dependent upon him the proper reward for his labor.

Even the youth who is poor in mathematics can learn something about geometry, algebra, and trigonometry; even he who "has no head for language" can learn to speak a foreign tongue

and even to read Latin or Greek. It is not easy for either one of them and perhaps the one can never become a great mathematician nor the other a great linguist, but both can learn something, both can improve their grasp of the difficult subject. There are probably few readers of these pages who have not in their school days overcome just such handicaps in some particular subject of study.

In a similar way those who are impractical and have little business sense can improve in this respect and they ought to. Such people ought to study practical affairs, ought to give their attention to financial matters. In fact, one of the best ways to increase financial judgment is to form the intimate acquaintance of some one who has a keen sense of financial values. If such a person can be persuaded to talk about what he knows, the impractical man will do well to take a keen interest in what he says, to qualify himself to understand it, and, if possible, to get the point of view from which a good business man approaches his problems and studies his affairs. Actual practice is, of course, necessary for development, and the impractical man ought to take an interest in his affairs and ought to do his best to handle them. Naturally, he needs to seek competent counsel in regard to them, but he should pay some attention to the counsel given, try to learn something from it, watch results of every course of action and in every possible way study to make himself more practical and less theoretical and abstract in his attitude toward life in general and toward business affairs in particular.