Not long ago we attended a meeting of two and three hundred of the most prominent authors, poets, and playwrights in America. We were not at all surprised to note that nearly every one of those who had made a financial success of his art was a man of the practical, commercial type who had developed his business sense along with his artistic or literary talent.

A PAUPER, HE DREAMED OF MILLIONS

Some years ago we formed the acquaintance of a delightful man who is so typical of a certain class of the impractical

that his story is instructive. When we first formed the acquaintance of this gentleman he was about thirty years of age, rather handsome in appearance, with great blue eyes, very fine silky blonde hair, and a clear, pink, and white complexion. His head, somewhat narrow just above the ears, indicated a mild, easy-going, gentle disposition. The large, rounded dome just above temples was typical of the irrepressible optimist. His forehead, very full and bulging just below the hair line, showed him to be of the thoughtful, meditative, drearily type, while flatness and narrowness at the brows told as plainly as print of the utter impracticability of his roseate dreams.

True to his exquisite blonde coloring, this man was eager, buoyant, irrepressible, impatient of monotony, routine, and detail—social and friendly. True to his fine texture, he shrank from hardship, was sensitive, refined, beauty loving and luxury loving. Because of his mild disposition and optimism and also because of his love of approval, he was suave, affable, courteous, agreeable. He made acquaintances easily and had many of the elements of popularity.

Because he was ambitious to occupy a position of prominence and distinction, because he wished to gratify his luxurious and elegant tastes, and because in his irrepressible optimism it seemed so absurdly easy to do, he was eager to make a large fortune. Lacking the aggressiveness, energy, willingness to undergo hardship and to work hard and long, patiently enduring the hours and days of drudgery over details that could not be neglected, he dreamed of making millions by successful speculation.

LOOKING FOR A SHORT CUT TO WEALTH

It is easy to see why a man of this type, with his futile dreams of easy conquests in the field of finance, should have scorned the slow and painful process of acquiring an education. Yet the tragedy of his life was that his only hope of usefulness in the world was through the careful cultivation and development of his really fine intellect. It is also easy to see why such a man would lack the patience to learn a

trade even if he had had the manual skill to carry on any trade successfully—which he had not. For the same reasons he would not take pains to qualify himself for any occupation, although he might have made a fair success in retail salesmanship perhaps, notwithstanding his far greater fitness for educational, ministerial, or platform work. On the contrary, he roamed about the country occupying himself at odd times with such bits of light mental or physical work as came his way. Being without training and taking no real interest in his work, he never retained any job long. Sometimes, lured by the will-o'-the-wisp of some fancied opportunity to make a million, he gave up his work. Sometimes he merely got tired of working and quit. But most often he was discharged for his incompetence. It is difficult indeed for any man to attend properly to the cent-a-piece details of an ordinary job when he is dreaming of the easy thousands he is going to make next week.

This charming gentleman was always out of funds. Although he carefully tonsured the ends of his trouser legs, inked the cuffs of his coat, blackened and polished his hose and even his own, fine, fair skin where it showed through the holes of his shoes, and turned his collars and ties again and again, he was nearly always shabby. On rare and ever rarer occasions he would do some relative or friend the inestimable favor and honor of accepting a small loan, "to be repaid in a few days, as soon as a big deal I now have under way is consummated." These loans were his only successes in the realm of practical finance. Inasmuch as the repayment of them was contingent upon the closing of an ever-imminent, but never consummated, "big deal," they cost him nothing for either principal or interest. For a few weeks after the successful negotiation of one of these loans, he would be resplendent, opulent, fastidious, even generous. All too soon the last dollar would slip through his unheeding fingers. If during a period of affluence he had succeeded in establishing a little semblance of credit, he would maintain his regal style of living as long as it lasted. Then he would come down