"I went back with him and his two girls after their Dublin visit was ended. They were all very kind to me, and there was a sort of charm about the old castle where they lived, always in difficulties, yet keeping open house, and managing, in some mysterious way, to have the best of everything. There are people like that, you know—people who, without possessing a penny, manage to acquire pounds' worth of everything. It's an art, and old Squire Payton had it at his finger-tips."

Outside the rain still fell. Inside the room everything was very quiet.

"Well, the end of it was that I fell in love with Eva Payton. She was just eighteen—a bewitching age, I used to think, and as pretty as a picture. Golden curls that were generally tied up with a blue ribbon, big Irish eyes, put in, as they say, with a smutty finger, a little mouth all soft curves, the tiniest, whitest teeth—oh, there's no denying she was a beauty; and she made my heart beat faster every time she looked at me."

He had spoken rather dreamily, and Toni sat still, fascinated by this authentic peep into another's life; but with a sudden rather harsh laugh, Herrick resumed his story in a different tone.

"Well, we were married. In those days I had a little money—not a great deal, but I managed to make a fair income by painting. I never told you I painted, did I? Well, I did—portraits chiefly; and made quite a decent bit of money."

Toni, who knew nothing of art and artists, never suspected that she was in the company of one of the best-known portrait-painters of the day; and Herrick was well content to keep her in ignorance.

"So we were married and came back to London. We had a house in Kensington—quite an unfashionable locality, but one of the big, old-fashioned houses you find there, with a large garden which was worth a fortune, to my way of thinking. But I soon found that my wife wasn't satisfied to live quietly, out of the world, as it were. She hankered after a house in St. John's Wood, among the 'other artists' or in Hampstead among the rich people. She didn't want to be stuck down among frumps and dowds, she said. West Kensington was all very well for women who were churchy, given up to good works, but she wanted to be in a lively, social, bridge-playing set; and she moped and pined so in our quiet life that I gave in and we moved to a much smarter locality."

Toni, her eyes fixed on his face, said nothing when he paused; and after a minute he resumed his narrative.

"Well, from the first it was an unlucky move—for me. The house was too big, and required a lot of extra furnishing. The studio wasn't as good as my other one had been, and there was only an apology for a garden. But Eva had her wish. People called on her, and finding her pretty, vivacious, clever in her quick Irish way, they took her up and made a fuss of her. She was invited here and there, and of course her personal expenditure rose in consequence. Unfortunately my work didn't increase in proportion. I had the bad luck to fall ill—the only time in my life I've ever had an illness—and for several months I was unable to touch a brush. Of course I had a little money put by, and with ordinary prudence we should have pulled through all right. But Eva had never learned prudence. She had lived all her life in an atmosphere of debt and dunning creditors and over in easy-going old Ireland no one cared a straw if one were in debt or no. So to my horror when I was convalescent I found my foolish little wife had been running up enormous bills. Everything was in arrears. The housekeeping money had gone to pay for her daily amusements, the servants were unpaid, the tradespeople clamouring."

He laughed, rather drearily.