"Well, I sold out a little stock I had and set matters right or so I thought. I put the rest of the money in the bank and told Eva she must be rather careful. But imagine my horror when one day she came to me, whimpering with fright, and confessed she had several personal bills unpaid and the creditors were pressing her. At first she did not tell me the whole truth. She prevaricated, showed me one or two bills not made up to date, and was vague about the different amounts. Finally she owned that she was in debt for nearly five hundred pounds."

"Five hundred pounds!" It was Toni's first interruption.

"Yes. Sounds a lot, doesn't it? We'd only been married a year. Still there was nothing for it but to realize some more capital, and I did it, and then asked for the bills. She brought them unwillingly, after a vain attempt to get me to entrust the payment to her; and to my surprise and relief, I found that three hundred would cover the lot."

"But——"

"Oh, it didn't—by a long way. By dint of a good deal of persuasion, I got it out of my wife that the rest was owing to different friends for bridge and racing debts. Of course I had forgotten that my little Irish wife was a born horse-lover, and, I'm sorry to say, gambler; and I ought not to have been surprised. But I was. And I'm afraid I was a bit brutal. You see I couldn't help thinking it was rather hard that the money I'd worked for was to be squandered; and I spoke rather sharply to the poor child."

Toni, listening, thought he was justified in speaking sharply, but she did not venture to say so.

"I scolded her first—she was like a child expecting to be sent to bed—and then I got a statement of her debts and paid them. But I told her, at the same time, that I should never do it again. I promised to help her in little ways if the allowance I made her was insufficient; but I pointed out to her that my income wouldn't stand the drain of huge payments like these; and she cried pitifully and promised, solemnly, that she would never play for money again."

"And she did?" Toni's interest in the story was her excuse.

He shrugged his shoulders.

"Of course. It was in her blood. Gambling in one form or another she must have. Someone told me afterwards—after the crash—that it was an almost uncanny sight to see my wife, looking like a child with her curls and her big grey eyes, sitting at the bridge table playing feverishly into the small hours of the morning; or talking to bookmakers' clerks with an evidently inborn knowledge of the ways of horse-racing. I was a fool, of course. Instead of sitting in my studio painting portraits, I ought to have gone about with her—and yet, if I had, there'd have been no money for either of us."