Another plan, discussed over thirty years ago, has during the past decade come to assume practical importance as a method of co-operation on business lines. The plan, in brief, is that various State Granges contract with manufacturing and jobbing houses to furnish members of the order with goods at practically wholesale rates. Goods are ordered by the subordinate Granges, under seal of the order; are purchased on a cash basis; and are shipped to the purchasing agent of the Grange, and by him distributed to the individual buyers. Such materials as binder twine, salt, harness, Paris green, all kinds of farm implements, vehicles, sewing-machines, and fruit trees are purchased advantageously. Even staple groceries, etc., are sometimes bought in this way. Members often save enough in single purchases to pay all their expenses for the Grange. There is no capital invested; there are no debts imposed upon himself by the purchaser; and there has not been extreme difficulty in securing favorable contracts. The plan seems destined to continued enlargement and usefulness as a legitimate phase of business co-operation. Michigan Granges purchased not less than $350,000 worth of goods during 1905, under such a plan. The estimate for Maine is over half a million dollars.

In several states the organization successfully conducts mutual fire insurance companies; active membership in the Grange being an essential requisite for membership in the insurance company. Wherever these companies have become well established, it is asserted that they maintain a lower rate of assessment than even the popular "farmers' mutuals." In New York there are twenty-three Grange companies, with policies aggregating $85,000,000, the average cost for the year 1905 being $1.96 per thousand. Single companies claim to have secured even better rates. This insurance not only pays individuals, but it attracts and holds members. In New Hampshire a fairly successful Grange life insurance company exists.

In co-operative selling, the order has so far accomplished very little, except locally and among individuals or Granges. There is a supreme difficulty in the way of successful transfers among patrons themselves, as members desiring to buy wish the very lowest prices; those desiring to sell, the very highest prices. Arbitration under such circumstances is not easy. The fundamental obstacle to members selling together on the general market is that, in most cases, all members do not have the same things to sell. A co-operative creamery, for instance, is organized on the basis of a product—butter; the Grange is organized on the basis of manhood—and each man may have his crop or stock specialty. This difficulty, though grave, is not, perhaps, insuperable, and will tend to disappear as membership enlarges. But it is only fair to state that, so far, the Grange has not been able to devise any successful plan for co-operative selling, applicable on a large scale.

There are two or three features that deserve further mention. One is the position of the family in the Grange. It is stated that the Grange was the first secret organization to place woman on a plane of perfect equality with man. In every association each female member has a vote. Woman has four special offices assigned to her sex, and is eligible to any office in the gift of the order. The majority of subordinate lecturers are women; many subordinate and even Pomona masters are women; Michigan's state lecturer is a woman who is revolutionizing the educational work of the order in that state; while Minnesota had for some years a competent and earnest woman as state master. Every delegate to every State Grange is a dual delegate—man and wife. The state master and his wife are delegates to the National Grange. Women serve on all committees in these gatherings, and a woman's voice is frequently heard in debates. And not only the wife, but, as previously stated, the children above fourteen years of age may attain full membership. A large proportion of every healthy Grange consists of young people, who have their share in the active work. Thus it will be seen that the order conserves the family life. It is doubtful if any other social institution in rural communities, not excepting the church, so completely interests the entire family.

The organization is also a conservator of morals. While sectarian discussions are as foreign to its purposes as is partisan politics, and while it does not even pretend to take the place of the church, it is built on a truly religious foundation. Its ritual is permeated, in word and in sentiment, by the religious spirit. Every meeting opens and closes with prayer. Moral character is constantly eulogized and glorified in Grange esoteric literature. The membership comes almost exclusively from that large class of farmers who are moral, high-minded, God-fearing men and women.

The Grange has been opposed, both by farmers and by others, because secrecy is not a desirable attribute; but the experience of forty years and the uniform testimony of all leaders in the work declare that this was a wise provision. No influential member has, so far as it is known, proposed that the order should be dismantled of its secret features. The ritualistic work is not burdensome. Occasionally the processes of initiation may take time that ought to be allotted to educational work; but, if the initiation is properly conducted, it has of itself a high educational value.

The financial status of the Grange itself is worth noting. The fees for joining are merely nominal, while the dues are only ten cents a month per member. These fees and dues support the subordinate Granges, the State Grange, and the National Grange. There are no high-salaried officials in the order, and few salaried positions of any kind. The National Grange today has nearly $100,000 in its treasury, and several State Granges have substantial reserves. This policy is pursued, not for the love of hoarding, but because it is believed that it tends to the permanency and solidarity of the order.

The Grange is a live institution; it has within itself the capacity for satisfying a great need in rural society; and it is destined to growth and larger and more permanent usefulness. It is based on correct principles: organization, co-operation, education. It is neither a political party nor a business agency. It is progressively conservative—or conservatively progressive. It is neither ultra-radical nor forever in the rut. Its chief work is on cultural lines. It includes the entire family. It is now growing, and there is every reason for thinking that this growth is of a permanent character.

The Grange is ambitious to take its place beside the school and the church, as one of a trinity of forces that shall mold the life of the farmer on the broadest possible basis—material, intellectual, social, and ethical. Is there any good reason why this ambition is not worthy, or why its goal should not be won?