“Are you going, Ned?” he asked eagerly.

“Of course. I’ll be assistant teller in one of the biggest banks there.”

“Who will take your place at Spaythe’s?”

“I don’t know yet. Just got the offer this morning, you see; but I’ve talked with Mr. Spaythe and promised him that I’d stay until he can get someone to take my place. That won’t be easy, though—unless he imports someone.”

“Couldn’t I fill the place, Ned?”

“You! I thought you were going to college.”

“I—I’ve decided not to,” replied Phil.

“But you’ve no experience in banking.”

“No other young fellow in town has, for that matter.”

“That’s true,” said the other, thoughtfully.