“I’d like the job, Ned,” pleaded Phil.

“In that case I’ll speak to the old man about you. I’ve an idea you could fill Eric’s place, while Eric could climb to my position as head bookkeeper. His father ought not to object to that, and I’m sure you could do Eric’s work easily. Another thing is in your favor, Phil. The Daring name is rather popular around here, especially with the farmers, and that counts with a man like Spaythe. The more I think of it, the more I believe we’ve hit the right combination. Trust me to help work it out, for I want to get away as soon as possible.”

Phil did not leave this unexpected chance wholly to Ned’s management, however. He went back and told Judge Ferguson about it, and then he met Eric, the banker’s only son and Phil’s friend. Eric was also employed at the bank and he was astonished and delighted when Phil proposed taking Eric’s place—thus advancing him to the more important post of bookkeeper, to be vacated by Ned Thurber.

“I’ll go and talk to father about it at once,” he said.

That same day Mr. Spaythe was approached by no less than four people in the interests of Phil Daring. First, came his son Eric, who told him Phil was a prince of good fellows. Then Ned Thurber pointed out the fact that the popularity of the Darings would add prestige to the bank. Presently, Judge Ferguson walked in and vouched for Phil’s character and ability, offering to stand sponsor for the boy, if he was given the place. Finally, Phœbe Daring stole into the bank and timidly asked to see Mr. Spaythe.

He looked at her curiously as she entered his private room; a pretty and modest young girl, he thought.

“I met Mr. Thurber a little while ago, and he says that he is going away to St. Louis,” she began. “So I thought I would come here and ask if you won’t take brother Phil in his place. I’m Phœbe Daring, you know.”

Mr. Spaythe nodded.

“I know. You’ve often been here with your father, in the old days. But you’re growing fast now, Miss Phœbe.”

“I need to grow, sir, for I must mother the other children. Of course you know how poor we are. Father always banked here, I remember; so you know, perhaps better than I do, our present circumstances.”