"Being as it's you, Mrs. Nestor, I'll give you the tree for fifteen cents."

"Does that mean ornaments, too?"

"Ornaments," cried Mrs. Ryan. "I haven't any ornaments to spare. Oranges and apples are plenty good for you."

"Then I'll only give you ten cents for it. Take it or leave it."

"Ten cents! Why I'm ashamed of you, Mrs. Nestor, for being so close-fisted!"

"You took two trees! I'd like to know who's close-fisted! Ten cents it is, Mrs. Ryan or nothing."

"All right, Mrs. Nestor, but I must say I'm disappointed In you. I allus thought you were a good, kind neighbor."

"Give me the tree! And here's your ten cents! I have some ornaments left over from last year."

"If she had only waited a little longer, she might have saved ten cents and got some ornaments as well," laughed Phil, as Bet signalled him to put the tree back.

"It's a good thing," sighed Kit as they got into the car again, "that not all cases are like that. There was Mrs. Delaney, and how grateful she was for every little thing. By the way, they didn't get a tree. This will just round out their Christmas in style."