But what she could not get out of her mind was her two-and-a-half-year-old baby, which died from bad milk, bad nourishment, from languishing in that black cellar, which dripped from damp summer and winter. If Peppino was named by chance, she grew pale, and nothing could get it out of her head that her husband's vice had killed her little son. She had religiously kept the big swinging basket that poor Naples children are cradled in (the sportone); but she first sold the pillow, then the little maize mattress, and one day of great hunger, not knowing where to get a half-penny, she sold the cradle. Parting from it was so agonizing that the mother sat on the doorstep, not caring who passed, and wept for an hour, with her head in her apron. 'You know, Peppino—you know!' she whispered, as if she was asking pardon of the tiny dead for having sold his cradle.

Now that summer had come in so unsettled and stormy, it had made the family position worse than ever. Of the two half-days' service she did, she had lost one, which meant ten francs. It was the lodging-house keeper: as she had empty rooms, she dismissed her servant. The girl Teresina had had her weekly pay reduced, as the dressmaker had no work; but, not wishing to dismiss the girl straight off, she let her do the house-work out of charity. The coachman that Carmine was stable-boy to went off with his master's family to the country for four months, and would have taken the boy with him; but Gaetano, the lad's father, knowing he could always get some pence out of the boy if he stayed in Naples, by threats, arguments, or blows, prevented him from going to the country. He ordered him to look out for another service in Naples. Carmine shrieked, wept, cursed, threatening to go away secretly.

'I am going away, mother; I am going off secretly, and father won't see a farthing of my money, you know. I will send it to you in a letter; father is not to have any of it.'

'What can I say, darling? You are right to go,' his mother lamented. And that going away of her son tore her heart also.

But the debts they had with Donna Concetta, the usurer, were Carmela's greatest agony, also Annarella's and Gaetano's. Even she had suffered from the bad season, as the debtors almost all failed to pay, and had not even money to pay the interest with by the week. She did not lend a farthing more to anyone; she was embittered and fierce, for even she was feeling the pinch of other people's wretchedness. She shut herself up in the house at night behind iron bars, for she had pension papers and savings-bank books in the house; and that put her in a state of constant fury. She wandered about all day from one street to another, from cellar to attic, from shop to factory, running after her own money, till she was out of breath; for she always went on foot. Devoured with rage from the constant refusals, she began by asking for her interest at least, coldly insistent, and ended up by making a scene, yelling, demanding her 'blood,' as she passionately called her money. But those who most enraged her were Gaetano, Annarella and Carmela. Between them they had got about two hundred francs from her, and she could not get even a centime of the weekly ten francs' interest. Oh, these three! these three! She went to the Bossi factory at Foria, where Gaetano cut out gloves, and had the workman called down sometimes; but, warned by a companion, he got them to say he was not at the factory that day. But she persisted, being suspicious and unbelieving; she walked about in front of the door, and he ended by going down to her, a black cigar ever in his mouth.

The scene began in a whisper, short, energetic, violent: sometimes Gaetano, grinning—for the lottery made him lose all sense of shame—repeated to her the motto of Naples' bad payers: 'If I had it and could, I would pay; but not having it, I can't and won't pay.' But she set to yelling, said she would go to Carlo Bossi to complain, or to the judge; and Gaetano, in a rage, but controlling himself, made answer. What would she gain by getting him turned out of the factory? She would not get another farthing then. The judge? What could he do? The prison for debtors no longer exists in Naples; the Concordia prison has been abolished by gentlemen who could not pay their big debts. Then she got in a rage like a witch; the whole neighbourhood came out to the doors and balconies. He listened, very pale, biting at his black cigar-stump. One day he threatened in a whisper to cut her in pieces. Muttering vague, threatening words, pulling her shawl round her angrily, Donna Concetta went off with the swinging step of rich, lazy women of the lower class, her head a little to one side, her face still discomposed after the scene.

Since she happened to be at Foria, and the cigar-makers' work ended at four o'clock, she went to stand at the door of the factory in Santi Apostoli Square, waiting till Carmela came out, to ask her for her money. She was not the only one that was waiting; other women were at the door who had lent money or clothes to the workers at high interest; and they knew and recognised each other, feeling they had a strong, mutual interest in the laws of usury; they made a long lament together over the tardiness in paying and inexactness of their clients. They all said they were ruined by the bad season and the ill-will of their debtors; the words 'my blood, our blood' came up always like a wail, as they spoke of the money lost. It was not allowable to send up for any workgirl, but the money-lenders waited, like the cake and fruit sellers, till the workpeople came out. The poor women who were coming from the factory, with sickly faces from the bad tobacco fumes, their hands stained up to the wrist, stopped to buy something to carry home to feed their families on, after their day's work. The money-lenders mingled with pot-herb-sellers, and vendors of parsnips in vinegar and pancakes, and waited patiently, pulling their shawls up on their shoulders—that common trick. At last the women, after being searched, one by one, by an overseer to find out if they had stolen any tobacco, came out. Some slipped away, others stopped to buy broccoli, radishes, potatoes, or some pancake; but the palest certainly were those who were caught outside by their creditors. The palest of all, and not from tobacco fumes, but shame, was Carmela. She tried to lead off Donna Concetta towards Vertecœli Street or Santi Apostoli steps, so as not to let her friends hear what was said; but Donna Concetta went slowly and raised her voice. She wanted her money, her blood; it was a shame not to give it to her; she would have the interest, at any rate. If Carmela had any shame, she must at least give her the interest. The cigar-girl's eyes filled with tears at that abuse, and, having a few pence in her purse, it was impossible to hold out. She handed them to Donna Concetta; but it was so little always that, although she sacrificed her day's meal, it only got her the more abuse. She listened, with her head bent, to Donna Concetta's taunts up Arcivescovato Street and Gerolomini Road; after a time Donna Concetta recognised that the girl had no more money, and that it was useless to worry her.

But Carmela, even when Donna Concetta had gone off, felt the shiver of shame that bitter voice had sent through her, saying such offensive words; and tired, crushed, without a farthing in her pocket after working a whole day, she again felt envy of her dead mother. Of course, she, too, had that vice of gambling, but it was for good ends—to give money to everyone, to make all her friends happy, if she won, to let Raffaele, or Farfariello, as he was called, draw money from her; but to be so severely punished for this venial sin cut her to the heart. Ah! on some days how willingly she would have thrown herself into the well of the building where the factory was, so as not to hear or feel anything more! But Donna Concetta's thirst was not at all quenched by that drop of water, Carmela's pence, and on her way home every evening, before going in at her door, she hurried to the Rosariella Street cellar where Annarella lived. She was generally seated near the bed, and often in the dark, for she had nothing to buy oil with, saying the Rosary with her daughter. Donna Concetta crossed herself and waited till the Rosary was ended, to ask for her loan back, uselessly as it happened every day. Annarella could do nothing now but answer with a sigh or lament, and when Donna Concetta burst into eloquence she began to cry. Then Teresina broke in, speaking to both women.

'Don't cry, mother, to please me.' And to the money-lender: 'Do you not see, Donna Concetta, that mother has not got any money?'

'Dear girl, my darling!' sobbed her mother, choked by all the sorrows of her life.