"Not used to it, of course, but I'll make an exception this time. Now, fire away on this scheme of yours."

As they trudged along, Frank, aided by Jimmy and occasionally by Lewis, told of the conception and the smash of the scheme. "But never mind," he added, "we can find enough to do. We'll teach you to swim like a fish——"

"No, you won't. I'm not a fish in spite of my name. I will fight before I'll swim, and goodness knows I'd hate to fight, for it's most exhausting."

The boys all laughed at the whimsical Codfish, for they all knew that he wasn't half so backward in athletic things as he tried to persuade them that he was.

"Hello," said Frank, giving a whistle of surprise as he approached the house. "We have company. By crickets, it is—it is Mr. Simpkins! Now, I wonder if his little girl hasn't got over her ducking yet."

"Principal people of the village here undoubtedly to welcome me," said the Codfish. "'Spose I'll have to make a speech and all that sort of thing. Beastly bore; you shouldn't have let them know I was coming."

By this time Frank had mounted the steps of the house. "This is my son Frank, Mr. Simpkins," said Mr. Armstrong.

Frank came forward and received a hearty handclasp from Mr. Simpkins. "My boy," said the latter, "when you were at my house this morning, I little thought that I'd have to thank you for saving my daughter's life. I do thank you from the bottom of my heart, and I want to ask your pardon for my seeming bluntness this morning."

"Oh, that was all right, sir. I happened to be handy to-day and helped to pull the little girl out of the water. That was all. And as for the motor boat, it was a matter of business and we couldn't come to terms. No one's fault."