Mr. Simpkins smiled at the businesslike youngster who talked so clearly to the point. "Well, I appreciate your quality more now than I did this morning, and I've come up not only to thank you, but to tell you that the motor boat you want is yours."

"Oh, I couldn't think of taking it! I did nothing to earn it," said Frank, much embarrassed by the kindly tone and offer.

"Now I insist," said the visitor. "The boat is doing me no good whatsoever, and you might as well have it. It belonged to a son of mine who is gone, and I haven't had the heart to let it be used or even to sell it. In view of the obligation you have placed me under, my boy, I can square things with you partially, at least, by giving you the boat. It has not been used much and I'm sure it is in good condition. If it is not in good condition, I'll put it that way, so you can begin your transportation, as you call it, at once."

"I'm awfully much obliged," said Frank, "but it's too much of a gift for what I did. Won't you let us buy it from you?" There was a sound of muffled protest from the boys at the other end of the veranda where they had withdrawn, although still within earshot of the conversation that was going on.

"The boy is right, Mr. Simpkins, it is too much of a gift," said Mr. Armstrong. "I think his argument is good."

"Well, then," said Mr. Simpkins, turning again to Frank, "make me an offer. I'm willing to sell to you and in some way discharge some of my debt. You are willing to buy, I think you said this morning."

"Yes, sir, but I'm afraid it would cost too much for us."

"I don't know," said the old gentleman; "the boat's not doing me any good. Let's see; I'd sell her for a hundred dollars and put her in running shape. How's that? And you can pay me half of that amount at the end of this summer and the other half a year later. Will you take her?"

There was a murmur of approval at the other end of the veranda, and Frank, as soon as he could find his voice, exclaimed: "You bet we'll take her! I mean—thank you, sir; we will take her on those conditions." Mr. Simpkins smiled slyly at Mr. Armstrong, who, being later appealed to by his son, readily gave his consent to the deal, adding, "And I'll back Frank and his chums in this venture."