"I had not much time to tell you then. I should just like to describe it to you," said the old clerk. "I have never forgotten that day. I was in a dreadful state of anxiety, fearing that everything was coming to an end; and the only place I could think of going to was the White House. That was where your parents were staying at the time. No, no, they were not your parents then; I think there was a little baby that died——"

"I was born abroad," said Hester, eager to catch every word.

"Yes, yes, to be sure; and she was quite young, not much older than you are now. It was in that long room at the White House, with a window at each end, which is the dining-room now. You will excuse me for being a little long-winded, Miss Hester. It was beautifully furnished, as we thought then; and there was a harp and a piano. Does your mamma ever play the harp now? No, no, I ought to remember, that has quite gone out of fashion. She had her hair high up on her head like this," said Mr. Rule, trying to give a pantomimic description on the top of his own grey head of the high bows which had once adorned Mrs. John's. "She had a white dress on, far shorter than you wear them now; and little slippers with crossed bands, sandals they used to call them. Oh, I remember everything like a picture! Ladies used to wear little short sleeves in those days, and low dresses. She had a little scarf round her over one shoulder. What a pretty creature she was, to be sure! I had been so wretched and anxious that the sight of her as I came rushing in, had the strangest effect upon me. All bank business and our troubles about money, and the terror of a run, which was what I was frightened for, seemed nothing but ugly dreams, without any reality in them. I dare say you don't know, Miss Hester, what I mean by a run?"

"No, indeed," said Hester, a little impatient; "but I should like to know what happened after."

"A run on the bank," said the old clerk, "is the most terrible thing in all creation. A battle is nothing to it—for in a battle you can at least fight for your life. It happens when the partners or the company, or whatever they may be, have had losses, or are reported to have had losses, and a rumour gets up against the bank. Sometimes it may be a long time threatening, sometimes it may get up in a single day—but as soon as the rumour gets the length of a panic, everybody that has money deposited comes to draw it out, and everybody that has a note of the bank comes for his money. In those days Vernon's issued notes, like all the other great country banks. I was in mortal terror for a run: I never was in such a state in my life. And it was then, as I told you, Miss Hester, that I went to your mother. Of course we had not money enough to meet it—the most solvent could scarcely hope to have that at a moment's notice. Next day was the market day, and I knew that, as sure as life——! I have passed through many a troublesome moment, but never one like that."

And, as if even the thinking of it was more than he could bear, the old clerk took out his handkerchief and wiped his forehead. Hester had listened with great interest, but still with a little impatience: for though the run upon the bank would have interested her at another time, it was more than her attention was equal to now.

"But was not my father here as well as my mother?" said Hester, in her clear voice, unconscious of any need to subdue it.

Mr. Rule looked at her with a startled air and a half-involuntary "Hush!"

"Your father!" he said, with a tone of consternation. "Oh; the fact was that your father—did not happen to be there at the time."

Hester waved her hand slightly as a token for him to go on. She had a feeling that these words were of more importance than they seemed to be, but they confused her, and she did not as yet see what this importance was. She remembered that she had thought so when he told her this incident before.