"Where was I?" said Mr. Rule. "Oh, yes, I remember; just going into the White House with my mind full of trouble, not knowing what to do. Well, Miss Hester, when I found that your—I mean when I discovered that your—mother was alone, I told her the dreadful condition I was in—Nobody to say what to do, no chief authority to direct, and market-day to-morrow, and a run as sure as fate. Now, you know, we could have telegraphed all over the country, but there was no such thing as a telegraph then. I had to explain it to her just as I have to you, and I feel sure she didn't understand me in the very least. She only knew there was money wanted. She stepped across the room in her pretty sandals, with her scarf hanging from her shoulders, as if she had been going to play her harp, and opened a little bit of a desk, one of those gimcrack things, all rosewood and velvet, which were the fashion then, and took out all her money and brought it to me. It was in our own notes, poor dear," said old Rule, with a little laugh; "and it came to just twenty pounds. She would have made me take it—forced it upon me. She did not understand a bit. She was full of trouble and sympathy, and ready to give up everything. Ah, I have often told Miss Vernon since. It was not want of will; it was only that she did not understand."

"I am sure you mean to speak kindly of mamma," said Hester, with a quick blush of alarmed pride; "but I don't think it is so difficult to make her understand. And what did you do after that? Was there a run—and how did you provide—?"

She did not know what to say, the questions seemed to get into her throat and choke her. There was something else which she could not understand which must soon be made clear. She gave furtive glances at the old clerk, but did not look him in the face.

"Ah, I went to Miss Vernon. She was but a young lady then. Oh, I don't mean to say young like you. It is thirty years ago. She was older than your pretty young mamma, and though she had a great share in the business she never had taken any part in it. But she was come of a family that have all had fine heads for business. Look at Mr. Edward now: what a clear understanding he has, and sees exactly the right thing to do, whatever happens. She was a little shocked and startled just at first, but she took it up in a moment, no man could have done it better. She signed away all her money in the twinkling of an eye, and saved the bank. When all the crowd of the country folk came rushing to draw out their money, she stepped in—well, like a kind of goddess to us, Miss Hester—and paid in almost her whole fortune, all her mother's money, every penny she had out of the business, and pulled us through. I can remember her too, as if it had been yesterday, the way she stepped in—with her head held high, and a kind of a triumph about her; something like what I have seen in yourself, my dear young lady."

"Seen in me! You have never seen me with any triumph about me," cried Hester, bitterly. "And where have you seen me? I scarcely know you. Ah, that was because of the money she had. My mother, with her twenty pounds, what could she do? But Catherine was rich. It was because of her money."

"Her money was a great deal: but it was not the money alone. It was the heart and the courage she had. We had nobody to tell us what to do—but after she came, all went well. She had such a head for business."

Hester could not stand and listen to Catherine's praises; but she was entirely absorbed in the narrative. It seemed terrible to her that she had not been there to be able to step in as Catherine had done. But there was another question pressing upon her which she had asked already, and to which she had got no reply. She shrank from repeating it yet felt a force upon her to do so. She fixed her large widely-opened eyes upon the speaker, so as to lose none of the indications of his face.

"Will you tell me," she said, "how it was that you had, as you say, nobody to tell you anything—no one at the head—nobody to say what was to be done?"

Old Mr. Rule did not immediately reply. He made a little pause, and shuffled with his feet, looking down at them, not meeting her eyes.

"Hester," said Ellen Merridew, who was passing, and paused on her partner's arm to interfere, "why don't you dance? What do you mean by not dancing? What are you doing here behind backs? I have been looking for you everywhere."