To Mary, the wife of Mr. Checkynshaw, he gave the block of stores; but, not having so much confidence in Mary's husband as in Ellen's, he gave her the property with certain restrictions. The income of the estate was to be hers—or her husband's—during her life. At her death the estate was to pass to her children. If she died without children, the property was to be her sister's, or her sister's children's. But Mr. Osborne did not wish to exhibit any want of confidence in Mary's husband; so he made Mr. Checkynshaw the trustee, to hold the block of stores for his wife and for her children. He had the power to collect the rents, and as long as his wife lived, or as long as her children lived, the money was practically his own.

Mary, the first Mrs. Checkynshaw, was in rather feeble health, and the doctors advised her to spend the winter in the south of France. Her husband complied with this advice; and her child, Marguerite, was born in Perpignan, and had a French name because she was born in France. The family returned home in the following spring; but Mrs. Checkynshaw died during the succeeding winter. Marguerite was a fine, healthy child; and to her now belonged the block of stores bequeathed by her grandfather, her father holding it in trust for her.

In another year Mr. Checkynshaw married his second wife, who treated little Marguerite well enough, though she felt no deep and motherly interest in her, especially after Elinora, her own daughter, was born. Mr. Checkynshaw called himself a banker now. He had taken Mr. Hart and another gentleman into the concern as partners, and the banking-house of Checkynshaw, Hart, & Co. was a rising establishment.

The second Mrs. Checkynshaw was an ambitious woman, vain and pretentious. Her friends had been to London, Paris, Naples, and Rome. She had never been in Europe, and it galled her to be out of the fashion. When Elinora was only two years old, she insisted upon going abroad. Her husband did not like the idea of travelling with two children, one five and the other two years old. But he was over-persuaded, and finally consented to go. They arrived in Paris in July, and intended to remain there two months; but, before this period elapsed, the banker received a letter from Mr. Hart informing him of the sudden death of the third partner in their house. This event compelled him to return immediately; but Mrs. Checkynshaw was so well pleased with Parisian life, that she was unwilling to leave the city so soon. The voyage to her was terrible, and she had seen little or nothing of Europe. The family had taken apartments, and she was loath to leave them.

A friend of the banker, who with his wife occupied rooms in the same house, suggested that Mrs. Checkynshaw and her children should remain until her husband could return, two or three months later. An arrangement to this effect was made, and the banker hastened home to settle his business affairs. He had hardly departed before the cholera broke out with fearful violence in Paris. One of its first victims was the gentleman who had charge of Mr. Checkynshaw's family. His wife followed him, only a day later, to the cholera hospital.

Of course the banker's wife was terribly frightened, and instantly made her preparations to leave the infected city. Poor little Marguerite was the first of the family to take the disease, and she was hurried off to the hospital by the landlord of the house, who was very polite, but very heartless. This event would not have delayed the departure of Mrs. Checkynshaw, but she was stricken down herself before she could leave. The fearful malady raged with awful violence; hospitals were crowded with patients, and the dead were hurried to their last resting-place without a prayer or a dirge.

Little Elinora was taken by her nurse to the Sisters of Charity, and escaped the disease. Mrs. Checkynshaw recovered, and as soon as she was able, reclaimed her child, and fled to the interior of Switzerland, to a small town which the plague had not yet visited. When the panic had subsided, she returned to Paris. She bad been informed, before her departure, that little Marguerite had died of the disease; but, on her return, she visited the hospital, and made more careful inquiry in regard to the little patient. She was told that the child answering to her description had died, and been buried with a dozen others. It was then impossible to identify the remains of the child.

Mr. Checkynshaw returned to Paris in September. His wife had written to him and to Mrs. Wittleworth as soon as she was able, and her husband had received her letter before his departure from Boston. Poor little Marguerite! She was his own child, and he was sorely grieved at her death. He was not quite satisfied with his wife's investigations, and he determined to inquire further. With Mrs. Checkynshaw he went to the hospital.

"The child died the day after it was brought here," replied the director. "Here is the name;" and he pointed to the record.

The name indicated certainly was not "Checkynshaw," though it was as near it as a Frenchman could be expected to write it. The letters spelled "Chuckingham."