Why is it that men are so afraid to trust their wives with money when they trust them implicitly with everything else, especially as women are usually much more economical than men would be in managing the home and providing for the children? A large part of the friction in the average home centers around money matters and could be avoided by a simple, definite understanding between husband and wife, and a business arrangement of household finances. A regular advance to the wife for the household and a certain sum for personal use which she need not account for, would do more to bring about peace and harmony in the majority of homes than almost anything else.
To be a slave to the home, as many women are, and then to be obliged to assume the attitude of a beggar for every little bit of money she needs for herself, or to have to give an accounting for every cent she spends and tell her lord and master what she did with her last money before she can get any more, is positively degrading.
When the husband gets ready to regard his wife as an equal partner in the marriage firm instead of as an employee with one share in a million-dollar company, or as merely a housekeeper; when he is willing to regard his income as much his wife's as his own and not put her in the position of a beggar for every penny she gets; when he will grant her the same privileges he demands for himself; when he is willing to allow his wife to live her own life in her own way without trying to "boss" her, we shall have more true marriages, happier homes, a higher civilization.
Some one says that a man is never so happy as when he has a few dollars his wife knows nothing about. And there is a great deal of truth in it. Men who are perfectly honest with their wives about most things are often secretive about money matters. They hoodwink them regarding their incomes and especially about any ready cash they have on hand.
No matter how much the average man may think of his wife, or how considerate he may be in other matters, he rarely considers that she has the same right to his cash that he has, although he may be boasting to outsiders of her superior management in matters of economy. He feels that he is the natural guardian of the money, as he makes it; that he has a little more right to it than has his wife, and that he must protect it and dole it out to her.
What disagreeable experiences, unfortunate bickerings, misunderstandings and family prejudice could be avoided if newly-married women would insist upon having a certain proportion of the income set aside for the maintenance of the home and for their own personal needs, without the censorship of their husbands and without being obliged to give an itemized account of their expenditures!
It is a rare thing to find a man who does not waste ten times as much money on foolish things as does his wife, and yet he would make ten times the talk about his wife's one-tenth foolishness as his own ten-tenths.
On the other hand, thousands of women, starving for affection, protest against their husband's efforts to substitute money for it—to satisfy their cravings, their heart-hunger, with the things that money can buy.
It is an insult to womanhood to try to satisfy her nature with material things, while the affections are famishing for genuine sympathy and love, for social life, for contact with the great, throbbing world outside. Women do admire beautiful things; but there is something they admire infinitely more. Luxuries do not come first in any real woman's desires. She prefers poverty with love to luxury with an indifferent or loveless husband.
How gladly would these women whose affections are blighted by cold indifference or the unfaithfulness of their husbands, exchange their liberal allowance, their luxuries, for genuine sympathy and affection!