'I shall be glad to leave the books with you, Mr. Webster, and if you care to make an appointment with Mr. Summertrees, I am sure he will not object to say a word in my favour.'

'Oh, I do not in the least doubt it, and should not think of troubling the gentleman.'

'I was going to tell you,' went on the young man, 'that I have a friend, a capitalist, who, in a way, is my supporter; for, as I said, I have little money of my own. I find it is often inconvenient for people to pay down any considerable sum. When, however, I strike a bargain, my capitalist buys the book, and I make an arrangement with my customer to pay a certain amount each week, and so even a large purchase is not felt, as I make the instalments small enough to suit my client.'

'You are employed during the day, I take it?'

'Yes, I am a clerk in the City.'

Again we were in the blissful realms of fiction!

'Suppose I take this book at ten pounds, what instalment should I have to pay each week?'

'Oh, what you like, sir. Would five shillings be too much?'

'I think not.'

'Very well, sir, if you pay me five shillings now, I will leave the book with you, and shall have pleasure in calling this day week for the next instalment.'