I put my hand into my pocket, and drew out two half-crowns, which I passed over to him.
'Do I need to sign any form or undertaking to pay the rest?'
The young man laughed cordially.
'Oh, no, sir, there is no formality necessary. You see, sir, this is largely a labour of love with me, although I don't deny I have my eye on the future. I am getting together what I hope will be a very valuable connection with gentlemen like yourself who are fond of books, and I trust some day that I may be able to resign my place with the insurance company and set up a choice little business of my own, where my knowledge of values in literature will prove useful.'
And then, after making a note in a little book he took from his pocket, he bade me a most graceful good-bye and departed, leaving me cogitating over what it all meant.
Next morning two articles were handed to me. The first came by post and was a pamphlet on Christian Science and Absent-Mindedness, exactly similar to the one I had taken away from the old curiosity shop; the second was a small key made from my wax impression that would fit the front door of the same shop—a key fashioned by an excellent anarchist friend of mine in an obscure street near Holborn.
That night at ten o'clock I was inside the old curiosity shop, with a small storage battery in my pocket, and a little electric glow-lamp at my buttonhole, a most useful instrument for either burglar or detective.
I had expected to find the books of the establishment in a safe, which, if it was similar to the one in Park Lane, I was prepared to open with the false keys in my possession or to take an impression of the keyhole and trust to my anarchist friend for the rest. But to my amazement I discovered all the papers pertaining to the concern in a desk which was not even locked. The books, three in number, were the ordinary day book, journal, and ledger referring to the shop; book-keeping of the older fashion; but in a portfolio lay half a dozen foolscap sheets, headed 'Mr. Rogers's List', 'Mr. Macpherson's', 'Mr Tyrrel's', the names I had already learned, and three others. These lists contained in the first column, names; in the second column, addresses; in the third, sums of money; and then in the small, square places following were amounts ranging from two-and-sixpence to a pound. At the bottom of Mr. Macpherson's list was the name Alport Webster, Imperial Flats, £10; then in the small, square place, five shillings. These six sheets, each headed by a canvasser's name, were evidently the record of current collections, and the innocence of the whole thing was so apparent that if it were not for my fixed rule never to believe that I am at the bottom of any case until I have come on something suspicious, I would have gone out empty-handed as I came in.
The six sheets were loose in a thin portfolio, but standing on a shelf above the desk were a number of fat volumes, one of which I took down, and saw that it contained similar lists running back several years. I noticed on Mr. Macpherson's current list the name of Lord Semptam, an eccentric old nobleman whom I knew slightly. Then turning to the list immediately before the current one the name was still there; I traced it back through list after list until I found the first entry, which was no less than three years previous, and there Lord Semptam was down for a piece of furniture costing fifty pounds, and on that account he had paid a pound a week for more than three years, totalling a hundred and seventy pounds at the least, and instantly the glorious simplicity of the scheme dawned upon me, and I became so interested in the swindle that I lit the gas, fearing my little lamp would be exhausted before my investigation ended, for it promised to be a long one.
In several instances the intended victim proved shrewder than old Simpson had counted upon, and the word 'Settled' had been written on the line carrying the name when the exact number of instalments was paid. But as these shrewd persons dropped out, others took their places, and Simpson's dependence on their absent-mindedness seemed to be justified in nine cases out of ten. His collectors were collecting long after the debt had been paid. In Lord Semptam's case, the payment had evidently become chronic, and the old man was giving away his pound a week to the suave Macpherson two years after his debt had been liquidated.