“You know the position which I have taken with regard to the spending of money, that one should not spend on himself or his friends anything but his own honest earnings for which he has given honest service to society. I have seen no reason to change my position. On the contrary the war has strengthened me in my convictions. It has brought home to me and to the world the fact that heroism is a flower which grows in no peculiar soil, and that it blossoms as richly among the unwashed and the underfed as among the children of fortune. This fact only aggravates the extremes of wealth and poverty, and makes them seem more unjust than ever.

“For myself I have accepted this view, but our financial system is founded upon very different ethics. I wonder if you have ever thought of the fact that when the barons at Runnymede laid the foundations of democratic government for the world they overlooked the almost equally important matter of creating a democratic system of finance. Well—let’s not delve into that now. The point is that under our present system we do acquire wealth which we do not earn, and the only thing to be done for the time being is to treat that wealth as a trust to be managed for the benefit of humanity. That is what I call the new morality as applied to money, although it is not so new either. It can be traced back at least nineteen hundred years, and all our philanthropists, great and little, have surely caught some glimpse of that truth, unless, perhaps, they gave their alms that they might have honor of men. But giving one’s money away does not solve the problem; it pauperizes the recipient and delays the evolution of new conditions in which present injustices would be corrected. I hope you are able to follow me?”

“Perfectly. It is easy for me, who have nothing to lose, to follow your logic. You will have more trouble convincing those whose pockets it would affect.”

“I am not so sure of that. Humanity is pretty sound at heart, but we can’t abandon the boat we’re on until we have another that is proven seaworthy. However, it seems to me that I have found a solution which I can apply in my individual case. Have you thought what are the three greatest needs, commercially speaking, of the present day?”

“Production, I suppose, is the first.”

“Yes—most particularly production of food. And the others are corollary to it. They are instruction and opportunity. I am thinking especially of returned men.”

“Production—instruction—opportunity,” she repeated. “How are you going to bring them about?”

“That is my Big Idea, as Linder calls it, although I have not yet confided in him what it is. Well—the world is crying for food, and in our western provinces are millions of acres which have never felt the plow—”

“In the East, too, for that matter.”

“I know, but I naturally think of the West. I propose to form a company and buy a large block of land, cut it up into farms, build houses and community centres, and put returned men and their families on these farms, under the direction of specialists in agriculture. I shall break up the rectangular survey of the West for something with humanizing possibilities; I mean to supplant it with a system of survey which will permit of settlement in groups—villages, if you like—where I shall instal all the modern conveniences of the city, including movie shows. Our statesmen are never done lamenting that population continues to flow from the country to the city, but the only way to stop that flow is to make the country the more attractive of the two.”