ME: Life insurance. The special, triple indemnity war and disaster policy of the Terran Insurance Company.

FIRST HALCYONIAN: I never heard of life insurance. What does it do?

ME: I have here in my hand (this required some explanation, boss, because the Halcyonians do not have hands) a blank policy for you to look at. Life insurance, you see, pays a stipulated sum to a party of your designation in the event of your death. All you do is pay small yearly premiums, and....

SECOND HALCYONIAN: Oh, like the fellow from Fomalhaut.

ME (gasping): What? There's another insurance salesman in my territory? Someone's poaching?

SECOND HALCYONIAN: He's been here some time now, but we couldn't possibly be interested.

ME: The Fomalhautian's policy offers you more?

FIRST HALCYONIAN: Really, we couldn't be less interested. But the answer to your question is no.

ME: Is he still here in Halcyon City?

SECOND HALCYONIAN: Who?