If you spend all you earn, you're a fool.
If you lose it, you're out.
If you find it, you're in.
If you owe it, they're always after you.
If you lend it, you're always after them.
It's the cause of evil.
It's the cause of good.
It's the cause of happiness.
It's the cause of sorrow.
If the government makes it, it's all right.