"'So I am,' said he; 'I am worth twice twenty, if my things should be put up at their real value; but at present I canna command the ready money—and there is where the rock lies that I am to be wrecked upon.'

"'Assuredly,' returned I, 'three hundred pounds are no bauble. It requires a person to turn owre a number o' shillings to make them up. But I would think that, you having been so long in business, and always having borne an irreproachable character, it would be quite a possible thing for you to raise the money amongst your friends.'

"'Sir,' said he, 'I wouldna require them to raise the money, nor ever to advance or pay a farthing upon my account; all that I require is, that some sponsible person, such as yourself, would put their name to a bill for six months. There would be nothing but the signing o' the name required o' them; and if you, sir, would so far oblige me, ye will save a neighbour from ruin.'

"I thought there was something very reasonable in what he said, and that it would be a grand thing if by the mere signing o' my name, I could save a fellow-creature and auld acquaintance from ruin, or from raising his hand against his own life. Indeed, I always felt a particular pleasure in doing a good turn to onybody. I therefore said to him—

'Weel, Mr Swanston, I have no objections to sign my name, if, as you say, that be all that is in it, and if my doing so will be of service to you.'

"He grasped hold o' my hand wi' both o' his, and he squeezed it until I thought he would have caused the blood to start from my finger ends.

"'Mr Middlemiss,' said he, 'I shall never be able to repay you for this act o' kindness. I will feel it in my heart the longest day I have to live.'

"I was struck with his agitation; in fact, I was very much put about. For even a tear upon the face o' a woman distresses me beyond the power o' words to describe; but to see the salt water on the cheeks of a man indicates that there is something dreadfully ill at ease about the heart. And really the tears ran down his face as if he had been a truant school-laddie that had been chastised by his master.

"'There is no occasion for thanks, Mr Swanston,' said I—'none in the world; for the man would be worse than a heathen, that wouldna be ready to do ten times more.'

"Weel, he grasped my hand the harder, and he shook it more fervently, saying—'O, sir! sir!—a friend in need is a friend indeed; and such ye have proved to be—and I shall remember it.'