I entered upon my new situation, and upon my income of eighty pounds a-year, in a few days, and received a quarter's salary in advance. I well knew that my father was still oppressed by liabilities, which he was endeavouring to discharge out of forty pounds a-year, which he received for his stewardship. I knew, and I felt also, that let a son do for a parent what he will, he can never repay a parent's love and a parent's cares. Who could repay a mother for her unceasing and anxious watchings over us in the helplessness of infancy, or a father, in providing for all our wants, in teaching us to know good from evil? I fancied that thirty pounds a-year was enough and more than enough for all my wants, and I dwelt with fondness on the thought of remitting them fifty pounds out of my annual salary. Previous to entering the counting-house of the merchant, my delight at the pleasing anticipations before me robbed me of sleep, and for the first time caused me to feel the hardness of my bed upon the chairs of the solicitor's chambers.
However, with a heart overflowing with joy, I entered upon my mercantile avocations. Then, as I bustled along the streets, I felt within my heart as though in all London there was none greater than I; I was independent as the Lord Mayor—as happy as his Majesty. But there was one thing, a small matter, which I forgot—it was the proverb which I have twice quoted already, that "a penny hained is a penny gained." On leaving my occupation as a copying-clerk, I almost unconsciously left also my cheap and humble diet. My fellow-clerks in the merchant's counting-house dined every day at a chop-house in Milk Street, and they requested me to join them. I had no longer an opportunity of eating my half-loaf in secret, and I accompanied them. Each of us had generally a chop, for which we paid eight-pence; a fried sole, for which we were charged a shilling; with a glass of porter during dinner, and a "go" of gin, as it was called, and sometimes two, afterwards. I did not wish to be singular, neither did I see how I could avoid doing as others did; and, moreover, I reasoned that, with eighty pounds a-year, I was justified in living comfortably. But this was not all. My associates were in the habit of having their crust and cheese, and their glass of porter, in the forenoons; and I had to join them in this also. And this, too, ran away with pence which might have been saved. But I had not been long amongst them, when I found that they had also evening clubs, where they met to enjoy a pipe and a glass, and hear the news of the day. Unless I joined one of these clubs, I found that I would be considered as—nobody. I accompanied a comrade to one of them, and as the glass, the song, and the merry jest went round, I was as a person ushered into a new world, delighted with all I saw. I became a nightly attender of the club; and although I never indulged to excess, I had completely forgotten the proverb which enabled me to assist my parents when I had but ten shillings a-week; and therefore it forgot me.
My landlady also informed me, that it was the rule of her establishment for her lodgers to breakfast in the house, and with this proposal, also, I deemed it necessary to comply. I had begun to yield to circumstances, and when, in such a case, the head is once bent, the whole body imperceptibly becomes prostrate.
But twelve months passed away, and instead of fifty pounds being sent to my parents, I found my entire eighty not only expended, but that I was ten pounds in debt. I called myself a fool, a madman, and many other names; for conscience burned within my bosom, and the glow of shame upon my cheek. But it was fruitless; a habit had been formed, and that habit was my master. I had involuntarily become its slave, and wanted resolution to become its master.
On entering upon my second year, my employer, who still retained a favourable opinion of me, increased my salary to a hundred a-year. But even when it had expired, instead of having assisted my parents, I still found myself in debt. I had left my twenty pounds of additional salary to take care of themselves, and at the same time I had forgotten to take care not only of the shillings which composed them, but of the pence which made up my whole income. I forgot that a hundred pounds quickly disappears in a free hand, and leaves its owner wondering whither it has gone. At this period, the letters which I received from my parents sometimes indirectly hinted at the privations which they were enduring; but they never requested, or seemed to expect assistance from me. The consciousness of their circumstances, however, stung me to the soul; but it did not reclaim me, or turn me from the dark sea of thoughtless expenditure on which I had embarked. I experienced that a slight thread is sufficient to lead a man to temptation, but it requireth a strong cord and a strong hand to drag him again to repentance.
I seldom laid my head upon my pillow but I resolved that, on the following day, I would reform my course of life, and again practise economy. But, alas! I "resolved and re-resolved," and lived the same. At this period, however, my own conscience was my only accuser and tormentor. For although in a country town my habit of spending every evening with a club, at a tavern, might have been registered against me as a vice, in London it did not so militate, and was neither noted nor regarded. I was punctual in my attendance at the counting-house—always clean, and rather particular in my person; (and I must say, that I do not know a town on the face of the habitable globe, where the certificate of dandyism, or of something approaching to it, will be of greater service to a young man than in London. It has struck me a hundred times, that the two chief recommendations for obtaining a situation there, are dress and address.) I was not exactly what could be called a good-natured person, but there was a free and easy something about my disposition, which rendered me a favourite with my fellow-clerks. I also was pleased with their society, and it was seldom that I could resist the temptation of accompanying them wheresoever they went when solicited, and which was in general to all their parties of pleasure. When I said to myself, in the language of Burns—"Come, go to, I will be wise," and began to practise retrenchment in one item of my expenditure, I heedlessly plunged into other sources equally extravagant. For my old maxim, which had proved a friend to me on my first coming to London, was completely forgotten; and I neither thought of saving a penny nor taking care of a shilling. Indeed, so far had I forgotten these maxims, that on many occasions I reasoned with myself, saying—"Oh, it is only a shilling or two—there is nothing in that. I will go, or I will do it." But I forgot the sum to which that only, repeated three hundred and odd times in the year, amounted. In short, I had fallen into a habit which would have prevented me, had my salary been a thousand a-year, from being either richer or happier than I was when I had but ten shillings a-week.
I, however, retained the good opinion of my employer; and in the third year of my engagement with him, I was sent as supercargo with a vessel to South America. It was to be a trading voyage, and the appointment conferred upon me was an honour which caused me to be envied by the other clerks in the counting-house. Some of my seniors sneered at my inexperience, and said I would bring home a "precious cargo, and a profitable account of my transactions." Those who were nearer my own age saw nothing in me that I should have been chosen by our employer, and they agreed that he had preferred me, merely because I was a Border man like himself. In truth, I wondered at his choice myself; for I was conscious of but few qualifications for the task imposed on me, although, three years before, I was thought, and considered myself—"fit for anything."
It was understood that our voyage would occupy between two and three years; and in order that I might provide myself with everything necessary for my lengthened travels on the sea, and my dealings on shore, my employer placed in my hands two hundred and fifty pounds, independent of letters of credit to foreign merchants, in various ports, in which I was to transact business.
But, on the very day on which I received the two hundred and fifty pounds, and about five days before I was to leave England, I received a letter from my father, to the following import:—
"My dear Son,—It pains me to be the bearer to you of evil tidings, and the more so, as I know that they can only grieve you, and that it is not in your power to remove their cause. Yet it is meet that you should know of them. You knew, and felt the the effects of the misfortunes which, a few years ago, overwhelmed me; but you knew not their extent. They still weigh me to the earth—they blast my prospects, and render powerless my energies. Yet there is no one whom I can accuse for my misfortunes; they, and the distresses of my family, are the work of my own hands. To-morrow I will be the inmate of a prison, for a debt of two hundred pounds, which still hangs over me. Your poor mother, and your brothers and sisters, will be left with no one to provide for them. Think of them, my dear son, and, if it be in your power, assist them."