37 2 18 6

42 3 8 2

ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary.

Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION; being a TREATISE on BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London.

SPECIAL NOTICE TO INTENDING ASSURERS.

INTENDING Life Assurers are respectfully invited to compare the principles, rates, and whole provisions of the

SCOTTISH PROVIDENT INSTITUTION

with those of any existing company.

In this Society the whole profits are divisible among the policy-holders, who are at the same time exempt from personal liability. It claims superiority, however, over other mutual offices in the following particulars.

1. Premiums at early and middle ages about a fourth lower. See specimens below.(*)